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215 Judson Rd, Eagle Bay, NY, 13331

4beds
2baths
1,612sqft
$1,200,000
$744price/sqft
$8,403/moest. monthly cost
$336,120/yrincome needed

About This Home

''Big Moose Lake Retreat'' - Seasonal Boat Access Only Adirondack Getaway - Escape to this 10-acre property with 200 feet of spectacular waterfront. A large dock provides plenty of space for boating, swimming and soaking up the view and catching the sunsets. Perched high above the water, the home is framed by beautiful pines a full length screened porch conveys unmatched privacy. An additional screened in area is a nice bonus for family life or appropriate as a sleeping porch. Inside the craftmanship shines in this post and beam home. Beautiful woodwork, hardwood floors throughout and a warm Adirondack style that is welcoming greet you. Downstairs the open design with modern kitchen features custom cherry cabinets, a breakfast bar, and an ample dining area which opens to a spacious living area with a beautiful stone fireplace for family and friends to gather . An additional room downstairs with a wood stove is a quiet retreat for reading or quiet relaxation. There is a full bath with laundry facilities and an ultraviolet water system for water that is pumped from the lake and an on demand water heater. Upstairs, a gorgeous staircase leads to four comfortable bedrooms each with ample storage space. A hallmark of post-and-beam design are dormers in each bedroom which bring in natural light and create cozy alcoves for a desk or comfy chair. The second full bath upstairs blends modern fixtures with Adirondack charm. Tucked in the back of the house is a modest size deck which is a nice spot for morning coffee or evening relaxation. Also in the rear is a cute bunkhouse which provides a bonus sleeping space or a place to exercise your creativity. Whether your looking for a private getaway or a home base for lakeside adventures, this turn key property has it all - land, waterfront, and charm is an opportunity to make lasting memories. HOA which includes dock space and parking makes accessibility convenient.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Town Of Webb SchoolGrades PK-1211.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2006

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Log,Log Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Adirondack,Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Free-Standing Gas Range,Microwave,Refrigerator,Washer/Dryer Stacked,Water Heater,Water Purifier Owned
  • Laundry features: Electric Dryer Hookup,In Bathroom,Lower Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Beamed Ceilings,Breakfast Bar,High Speed Internet,Natural Woodwork,Open Floorplan,Storage
  • Window features: Double Pane Windows,Screens
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,612

Heating & Cooling

  • Heating features: Fireplace(s),Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Property

Details

  • Parcel number: 031.221
  • Zoning: Residential
  • Other equipment: Generator,Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Porch,Screened,See Remarks
  • Exterior features: Boat Slip,Dock,Lake Access Steps
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Mountain(s),Trees/Woods
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Marina in Community,Navigable Water
  • Waterbody name: Big Moose Lake
  • Frontage type: Lakefront
  • Topography of land: Sloping

Lot

  • Lot size: 10.40 Acres
  • Features: Back Yard,Boat Access,Many Trees,Native Plants,Secluded,Sloped Down,Views,Waterfront,Wooded
  • Lot size dimensions: 200x2175

Parking

  • Parking features: Boat,Common,Community Structure,Gravel,No Garage,Off Site,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Landslide

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$410$4,920
Property Taxes $1,660$19,920
Electricity $266$3,196
Total$8,403$100,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,102/yr
40% on housing$252,090/yr
45% on housing$224,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$744This listing

vs Other Active Listings

Avg $/sqft

ZIP 13331$543
Herkimer County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 13331$275
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-19Listed for sale$1,200,000

New Construction

AgentElaine Nelson
BrokerageTimm Associates Sothebys International Realty

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