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9915 Nicole Ln, Charlotte, NC, 28269

5beds
3baths
3,450sqft
$649,500
$188price/sqft
$4,413/moest. monthly cost
$176,520/yrincome needed

About This Home

Spacious Highland Creek home located on the desirable Cabarrus County side near the Sports Club, amazing location! Situated on a quarter acre lot, this home offers a beautifully landscaped backyard with a large deck and a paved patio with sitting area, perfect for outdoor entertaining. With over 3,400 square feet of living space, this home includes 5 bedrooms and 3 full bathrooms, plus a dedicated office on the main level, dining room, breakfast area, large laundry room, and upstairs bonus room. The main floor features wood flooring and a two-story family room with fireplace, creating an open and inviting atmosphere. In the kitchen, you will find a double oven, gas range, newer stainless-steel fridge, dishwasher, microwave, and sink and a convenient breakfast area. Upstairs, there are 4 additional bedrooms including the primary with a decorative tray ceiling, primary bathroom with large soaking tub and walk in closet, a large bonus room great for a playroom, workout space, or craft room, Luxury Vinyl Plank flooring on upper level, and the convenience of two separate staircases. Generous room sizes and flexible spaces provide plenty of options! HVAC new in 2023, tankless hot water heater added, brand new backsplash in kitchen, home and driveway freshly pressure washed and more! Conveniently located close to Concord Mills, Uptown Charlotte, dining, shopping, and highways, this home offers both space and an unbeatable location.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
3
BikeSomewhat Bikeable

Schools

9/10
Cox Mill ElementaryGrades K-50.8 mi
10/10
Harris Road MiddleGrades 6-82.9 mi
8/10
Cox Mill High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Kitchen Island,Pantry,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 3,450

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,450
  • Total interior livable area: 3,450 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 46709088820000
  • Zoning: R-CO
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Fencing: Partial,Privacy

Lot

  • Lot size: 0.25 Acres
  • Features: Cul-De-Sac,Sloped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance *$278$3,336
Property Taxes $530$6,360
Electricity $321$3,856
Total$4,413$52,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,302/yr
40% on housing$132,390/yr
45% on housing$117,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$162
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$665,000
2026-02-04Price change$675,000
2025-12-20Listed for sale$680,000
2022-06-03Sold$605,000
2022-05-15Pending sale$560,000
2022-05-13Listed for sale$560,000
2018-09-24Listing removed$374,500
2018-08-14Price change$374,500
2018-07-31Listed for sale$380,000
2012-12-10Sold$280,000
2012-10-02Price change$300,000
2012-09-12Listed for sale$310,000
2007-07-02Sold$352,000

For Sale by Agent

AgentBrittany Odell
BrokerageOdell Realty, LLC

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