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7346 Gold Hill Rd, Concord, NC, 28025

3beds
2baths
3,120sqft
$459,000
$147price/sqft
$3,047/moest. monthly cost
$121,880/yrincome needed

About This Home

Tastefully remodeled brick ranch on 1.5± acres in a peaceful rural setting with no HOA, restrictions, or covenants! This solid, well-built home offers 3 bedrooms, 2 full bathrooms, and a full walk out basement that’s also heated and cooled providing abundant space for additional living area, a gym, man cave, or any other number of uses. An extensive update/remodel project in 2022 included new flooring, roof, HVAC system, kitchens, baths, and other extensive interior renovation. The spacious lot features a large fenced front yard shaded by mature pecan trees, creating a picturesque country setting while remaining convenient to Concord and surrounding communities. A two-car garage provides additional storage and parking. The basement has undergone professional moisture mitigation improvements and is backed by a lifetime transferable warranty for added peace of mind. Move-in ready! All main level appliances convey, and there is no reason not to come see this property asap!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
Mount Pleasant MiddleGrades 6-84.5 mi
5/10
Mount Pleasant HighGrades 9-124.6 mi

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Range,Electric Water Heater,Exhaust Fan,Refrigerator,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Window features: Insulated Windows
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,560
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 3,120 sqft

Kitchen

  • Level: Main
  • Area: 216
  • Dimensions: 18' 0" X 12' 0"

Living Room

  • Level: Main
  • Area: 480
  • Dimensions: 30' 0" X 16' 0"

Primary Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 20' 0" X 12' 0"

Property

Details

  • Parcel number: 56627904930000
  • Zoning: AO
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Fencing: Back Yard,Fenced,Front Yard

Lot

  • Lot size: 1.65 Acres
  • Features: Open Lot

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$182$2,184
Property Taxes $255$3,060
Electricity $290$3,487
Total$3,047$36,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,468/yr
40% on housing$91,410/yr
45% on housing$81,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 28025$157
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28025$192
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$449,000
2026-07-11Listed for sale$459,000
2022-12-21Sold$392,500
2022-11-25Pending sale$400,000
2022-11-01Price change$400,000
2022-10-02Price change$415,000
2022-09-23Price change$445,000
2022-08-25Price change$460,000
2022-08-05Price change$475,000
2022-07-21Price change$499,000
2022-07-15Listed for sale$525,000
2022-03-29Sold$220,000
2022-03-12Contingent$199,995
2022-03-10Listed for sale$199,995
2022-02-16Pending sale$199,995
2022-02-15Listed for sale$199,995
2022-01-29Listing removed--
2022-01-24Listed for sale$249,995
2015-02-06Sold$148,000
2014-11-24Pending sale$149,900
2014-09-09Price change$149,900
2014-08-28Price change$152,500
2014-06-03Listed for sale$159,000

For Sale by Agent

AgentMatthew Peachey
BrokerageUnited Country Real Estate Carolina Properties

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