490 Court House Ln, Pascoag, RI, 02859
About This Home
NOT Leased land. This beautiful, private, lakefront property on Pascoag Reservoir(Echo Lake) abuts state land/forest. Enjoy being in this extremely private location with no neighbors behind you(except the state forest). Enjoy all the seasons from this cozy cottage on the lake. Land is owned by the 12 homeowners in this association and is taxed separately($1,000/yr). Enjoy as-is or build your dream home on this beautiful slice of waterfront heaven. Tucked in a cove with views of the main part of the lake so you can enjoy the best of both worlds. Enjoy this fully recreational lake from swimming, fishing, kayaking, & sailing to slalom skiing, wakeboarding, wakesurfing, and PWCs! There's something for everyone to do and enjoy here! Hurry! Properties like this don't come around very often!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Partial,Walk-Out Access,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Free Standing
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 968
Heating & Cooling
- Heating features: Bottle Gas,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 968
- Total interior livable area: 968 sqft
Property
Details
- Parcel number: BURRM226L005U7
Features
- On waterfront: Yes
- Waterfront features: Freshwater Front
Lot
- Lot size: 0.50 Acres
Parking
- Total spaces: 6
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,775 | $33,300 |
| Home Insurance * | $189 | $2,268 |
| Property Taxes | $544 | $6,528 |
| Electricity | $389 | $4,675 |
| Total | $3,897 | $46,764 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-23 | Price change | $548,900 |
| 2025-09-18 | Price change | $499,900 |
| 2025-07-16 | Price change | $548,900 |
| 2023-09-05 | Listed for sale | $549,900 |
| 2023-07-22 | Listing removed | -- |
| 2023-05-16 | Listed for sale | $549,999 |
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