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115 Southwind Dr, Surfside Beach, TX, 77541

5beds
4baths
1,952sqft
$639,000
$327price/sqft
$4,653/moest. monthly cost
$186,120/yrincome needed

About This Home

Ready for you to bring your kites, this is mid-Surfside beachfront house with a walkover on the permitted beach area with rental history. Two story, five bedrooms, two are bunk rooms, sleeps up to 16 with 3.5 Baths and comes fully furnished as you see it when viewing. New roof 2025.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
4/10
Brazosport High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Primary Bed - 2nd Floor
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,952
  • Total interior livable area: 1,952 sqft

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo,Secondary Bath(s): Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 77440000004

Features

  • Stories: 2
  • Patio & porch: Covered,Patio/Deck
  • Exterior features: Balcony
  • Fencing: Partial
  • Has view: Yes
  • View description: Bay,Beach,Gulf View,Water
  • Has water view: Yes
  • Water view: Bay,Gulf,Water
  • On waterfront: Yes
  • Waterfront features: Beach Front,Beach Access

Lot

  • Lot size: 7,862 sqft
  • Features: Build Line Restricted,Lot Size Restricted,Subdivided,Waterfront,0 Up To 1/4 Acre

Parking

  • Parking features: Boat,Double-Wide Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$363$4,356
Property Taxes $821$9,852
Electricity $238$2,859
Total$4,653$55,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,531/yr
40% on housing$139,590/yr
45% on housing$124,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 77541$162
Brazoria County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 77541$176
Brazoria County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$639,000
2025-06-11Listed for sale$650,000
2015-11-03Sold--
2015-09-18Listed for sale$399,900

For Sale by Agent

AgentSherrie Bass
BrokerageBluewater Realty

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