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7021 Presidential Ln, Knoxville, TN, 37931

4beds
3baths
2,185sqft
$449,900
$206price/sqft
$3,154/moest. monthly cost
$126,160/yrincome needed

About This Home

LENDER CREDIT OF $2,000 TOWARDS BUYERS CLOSING COSTS! Perfect 4 BR/2.5 BA Karns location for your growing family! Just three minutes to Karns Elementary, Ingles and Karns Community pool! There's plenty of space inside and out for your family to spread out. Enjoy entertaining on your expansive back deck, cooking S'mores around the brick firepit in the fall, or sipping your morning coffee in a rocking chair on the covered front porch! Store all of your tools and more in the huge storage shed within the fenced-in, flat back yard! The master suite may be the biggest you've ever seen - with an attached 12 x 13 extra room that could be used for an extra walk-in closet, an office, a gaming room, storage, man-cave or a bonus room for the whole family! The opporunities are endless! The property also features solid surface counters, oversized kitchen cabinets, stainless appliances, durable vinyl flooring, gas fireplace, and more! There is no HOA and this property is approved for 100% USDA financing! Come see it today! Contact list agent about details of the lender credit.

Getting Around

34
WalkingCar-Dependent
0
TransitNo Nearby Transit
38
BikeSomewhat Bikeable

Schools

8/10
Karns Elementary SchoolGrades PK-50.6 mi
6/10
Karns Middle SchoolGrades 6-80.7 mi
4/10
Karns High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Stone,Vinyl Siding,Brick,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Pantry,Breakfast Bar,Eat-in Kitchen,Bonus Room
  • Window features: Windows - Vinyl
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,185
  • Total interior livable area: 2,185 sqft

Property

Details

  • Parcel number: 078PF002

Features

  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: 85.58 x 114.56 x IRR

Parking

  • Parking features: Garage Door Opener,Main Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance $160$1,920
Property Taxes $543$6,516
Electricity $177$2,130
Total$3,154$37,848

Income You'd Need if You Spent...

35% on housing$108,137/yr
40% on housing$94,620/yr
45% on housing$84,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 37931$198
Knox County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 37931$209
Knox County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$449,900
2026-07-29Price change$449,900
2026-07-24Price change$459,900
2026-07-14Listed for sale$465,000
2022-11-17Sold$385,000
2022-10-16Pending sale$399,000
2022-10-04Listed for sale$399,000
2022-09-28Pending sale$399,000
2022-09-10Price change$399,000
2022-08-16Listed for sale$409,900
2003-01-14Sold$27,833

For Sale by Agent

AgentHank Fennell
BrokerageRealty Executives Associates

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