1232 Ryan Dr, Centralia, MO, 65240
About This Home
HOLE IN ONE! Check out this beautiful 5 bedroom, 4 bathroom home with a 3-car garage in the sought-after Country Club Estates. Filled with natural light, this warm and welcoming home features a formal dining room and a spacious living room with a cozy gas fireplace. The kitchen includes an eating area for everyday convenience. The private master suite offers two closets and a large bathroom. A dedicated office and walk-in laundry room are added conveniences. The finished basement includes a family room, two bedrooms, and a nearby full bathroom. Unfinished basement space provides a safe room and ample storage. Enjoy the large patio, ideal for relaxing or entertaining. Properties like this one are exceptionally rare. Don't miss out on your chance to call this place HOME!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Concrete Perimeter
Other
- Builder name: Kelly Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Dishwasher,Dryer
Basement
- Has basement: Yes
- Basement: Sump Pump
Bedroom2
- Level: Main
- Area: 122.988
- Dimensions: 11.1 x 11.08
Bedroom3
- Level: Main
- Area: 122.5448
- Dimensions: 11.08 x 11.06
Bedroom4
- Level: Basement
- Area: 204.5804
- Dimensions: 17.02 x 12.02
Bedroom5
- Level: Basement
- Area: 171.6935
- Dimensions: 17.05 x 10.07
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 144.6004
- Dimensions: 12.04 x 12.01
Family Room
- Level: Basement
- Area: 241.5216
- Dimensions: 16.08 x 15.02
Features
- High Speed Internet,Split Bedroom Design,Walk-In Closet(s),Eat-in Kitchen,Formal Dining,Solid Surface Counters,Wood Cabinets
- Flooring: Wood,Carpet,Tile
- Fireplace features: Living Room,Gas
- Fireplace: Yes
- Finished area below ground: 900
Full Bathroom
- Level: Main
Full Bathroom
- Level: Main
Full Bathroom
- Level: Basement
Half Bathroom
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Electric
Interior Area
- Total structure area: 3,325
- Total interior livable area: 3,325 sqft
Kitchen
- Level: Main
- Area: 255.6404
- Dimensions: 17.02 x 15.02
Living Room
- Level: Main
- Area: 288.2988
- Dimensions: 19.08 x 15.11
Master Bedroom
- Level: Main
- Area: 181.6535
- Dimensions: 15.05 x 12.07
Office
- Level: Main
- Area: 169.3902
- Dimensions: 13.02 x 13.01
Other
- Level: Main
- Area: 46.104
- Dimensions: 9.04 x 5.1
Property
Details
- Parcel number: 0430300010180001
- Zoning description: R-1 One- Family Dwelling*
Features
- Patio & porch: Concrete,Back
- Has spa: Yes
- Spa features: Tub/Built In Jetted
Lot
- Lot size: 0.38 Acres
- Lot size dimensions: 120.00 × 138.55
Parking
- Total spaces: 3
- Parking features: Attached,Paved
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,451 | $29,412 |
| Home Insurance * | $326 | $3,912 |
| Property Taxes | $331 | $3,972 |
| Electricity | $253 | $3,046 |
| Total | $3,361 | $40,332 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $484,900 |
| 2026-07-09 | Price change | $484,900 |
| 2026-05-27 | Price change | $499,900 |
| 2026-05-08 | Pending sale | $525,000 |
| 2026-03-24 | Listed for sale | $525,000 |
| 2014-12-03 | Listing removed | $284,900 |
| 2014-11-14 | Sold | -- |
| 2014-05-09 | Price change | $284,900 |
| 2014-02-14 | Listed for sale | $289,750 |
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