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124 Elder Ave Unit H, Imperial Beach, CA, 91932

1beds
1baths
535sqft
$489,000
$914price/sqft
$3,462/moest. monthly cost
$138,480/yrincome needed

About This Home

Enjoy coastal living just a block from the Imperial Beach Pier in this updated, move-in ready one bedroom, one bath condo. Step out onto your private balcony for partial ocean views, or unwind at home with the convenience of your own in-unit washer and dryer. Fresh flooring and paint completed within the last few years means there's nothing to do but move in. One assigned parking spot is included. Located within a charming, small gated community, this condo offers the convenience of a one-car garage plus access to additional resident-only permitted outdoor parking, with approximately five exclusive guest/resident spaces available on a first-come, first-served basis. Extremely central to everything Imperial Beach has to offer, this location puts you within easy walking distance of the sand, local restaurants, and shops. HOA covers water, trash, sewer, and common area maintenance, making this a low-maintenance option for full-time living or a beach getaway.

Getting Around

73
WalkingVery Walkable
42
TransitSome Transit
67
BikeBikeable

Schools

3/10
5/10
4/10
Mar Vista AcademyGrades 7-82.0 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Laundry Closet,Stacked

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: None

Features

  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 535 sqft

Property

Details

  • Parcel number: 6253522611
  • Attached to another structure: Yes
  • Zoning: Condominium / R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front door
  • Pool features: None
  • Has view: Yes
  • View description: Park/Greenbelt,Ocean,Peek-A-Boo,Water
  • Has water view: Yes
  • Water view: Ocean,Water

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$81$972
Property Taxes $511$6,132
Electricity $398$4,786
Total$3,462$41,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,697/yr
40% on housing$103,860/yr
45% on housing$92,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$914This listing

vs Other Active Listings

Avg $/sqft

ZIP 91932$531
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 91932$643
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$489,000
2021-04-21Sold$431,000
2008-01-25Sold$400,000

For Sale by Agent

AgentEsteban Valenzuela
BrokerageReal Broker

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