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4404 W Fernwood Ct, Granbury, TX, 76049

3beds
3baths
2,650sqft
$465,000
$175price/sqft
$3,309/moest. monthly cost
$132,360/yrincome needed

About This Home

SPECTACULAR LAKE GRANBURY RETREAT! Seize the opportunity to own this remarkable property, the perfect summer escape or an exceptional Airbnb investment! As you enter your dream getaway, you’ll be captivated by the thoughtful renovations throughout, featuring brand new carpet and a fresh coat of paint. This stunning home boasts two luxurious master suites on the main floor, each equipped with elegant bathrooms and spacious walk-in closets for ultimate comfort. An inviting office space located just off one of the master suites offers an ideal setting for remote work or quiet study sessions. Venture up the private staircase to discover a delightful third bedroom, perfect for guests or family. The beautifully designed kitchen is a chef's dream, featuring granite countertops and stainless steel appliances, all overlooking the expansive living area complete with a cozy wood-burning fireplace. Get ready to entertain friends and family on the ample outdoor patio, or unwind by the sparkling pool while soaking up the warm Texas sunshine. Boating enthusiasts will love the exclusive access to Lake Granbury right from your own backyard! Don’t let this incredible opportunity pass you by!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Acton Elementary SchoolGrades PK-52.4 mi
7/10
Acton Middle SchoolGrades 6-82.7 mi
6/10
Granbury High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Disposal,Microwave

Bedroom

  • Level: Second
  • Dimensions: 17 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 14 x 13

Features

  • Decorative/Designer Lighting Fixtures,High Speed Internet,Cable TV,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 7 x 4

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,650 sqft

Kitchen

  • Level: First
  • Dimensions: 14 x 15

Living Room

  • Level: First
  • Dimensions: 29 x 19

Master Bedroom

  • Level: First
  • Dimensions: 17 x 19

Master Bedroom

  • Level: Second
  • Dimensions: 19 x 17

Office

  • Level: First
  • Dimensions: 0 x 0

Other

  • Level: First
  • Dimensions: 9 x 11

Other

  • Level: First
  • Dimensions: 14 x 5

Property

Details

  • Parcel number: R000028767

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Pool
  • Exterior features: Boat Slip
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Canal Access,Lake Front

Lot

  • Lot size: 3,049 sqft
  • Features: Cul-De-Sac,Interior Lot,Few Trees,Retaining Wall

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Hail
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$345$4,140
Property Taxes $323$3,876
Electricity $290$3,491
Total$3,309$39,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,451/yr
40% on housing$99,270/yr
45% on housing$88,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 76049$205
Hood County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 76049$194
Hood County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$465,000
2026-03-06Listed for sale$475,000
2025-12-17Listing removed$450,000
2025-10-07Price change$450,000
2025-09-19Price change$479,999
2025-08-08Price change$489,999
2025-07-24Price change$499,999
2025-07-04Price change$525,000
2025-06-08Price change$535,000
2025-05-07Listed for sale$540,000
2018-11-17Sold--
2018-11-12Pending sale$249,900
2018-09-06Price change$249,900
2018-08-09Price change$274,900
2018-06-28Listed for sale$289,000
2016-11-02Listing removed$85,000
2016-08-31Listed for sale$85,000

For Sale by Agent

AgentStefanie Daugherty
BrokerageRelo Radar

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