16-2075 Ainaloa Way, Pahoa, HI, 96778
About This Home
Located closer to the entrance of the Ainaloa Subdivision, this 3 bedroom / 1.5 bath home is waiting for your personal touches. Recently painted interior/exterior, spacious lanai area, and newer appliances for the next owner. Ample space for planting your vegetable garden in the back with citrus/fruit veggies started and plenty of ornamental plants surround the home. The property is gated/fenced and has privacy from the road. Ainaloa Subdivision is located approximately 10 to 15 minutes away from Keaau Town where you can find professional offices, post office mail, grocery store, hardware store, restaurants, etc. and about 8-10 minutes from Pahoa Town as well. There's always roadside farm stands for fresh veggies/products as well as a large farmer's market on Sunday that is nearby to enjoy the island's bounty.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range Hood,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Laminate
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 1,144
- Total interior livable area: 1,144 sqft
Property
Details
- Parcel number: 3160980020000
- Zoning: A-1A
- Special condition: Fee Simple,Standard
Features
- Fencing: Chain Link,Wire
- Topography of land: Gentle Slope
Lot
- Lot size: 0.28 Acres
- Features: Cleared,Grassy,Rocky,See Remarks
Parking
- Parking features: Attached,Covered
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Lightning
- Volcanic Activity
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $167 | $2,004 |
| Property Taxes | $44 | $528 |
| Electricity | $374 | $4,497 |
| Total | $2,455 | $29,460 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-28 | Price change | $380,000 |
| 2025-12-12 | Listed for sale | $390,000 |
| 2005-10-12 | Sold | $225,000 |
| 2004-09-17 | Sold | $88,500 |
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