




825 Spencer Ave, Gallatin, TN, 37066
About This Home
Perfect starter home within 2 miles of downtown Gallatin. This house offers two beds and one bath as well as a large bonus space off the kitchen that once was a garage. I have seen people over the years even use the space as a third bedroom. Completely remodeled in 2017. Living in Gallatin offers a balance of small-town charm, outdoor recreation, and convenient access to the Nashville metro area. Located about 30 miles northeast of Nashville, Gallatin has become a popular choice for families, professionals, and retirees looking for more space while remaining within commuting distance of the city. What Residents Love About Gallatin Lake Lifestyle: The city sits along Old Hickory Lake, offering boating, fishing, kayaking, and waterfront dining opportunities. Historic Downtown: The downtown square features local shops, restaurants, coffee shops, seasonal events, and a strong sense of community. Growing Amenities: New shopping, dining, and healthcare options continue to expand as the area grows. Parks and Green Space: Residents enjoy walking trails, parks, golf courses, and outdoor recreation throughout the community. Community Feel: Despite its growth, Gallatin maintains a friendly atmosphere where neighbors still know one another and local events bring residents together. Convenient Location Gallatin provides easy access to major employment centers while avoiding much of the congestion found closer to downtown Nashville. Many residents commute to Nashville, Hendersonville, and surrounding areas while enjoying larger lots and more affordable housing options than some neighboring communities.
Getting Around
Schools
Construction
Condition
- Year built: 1955
Materials
- Construction materials: Asbestos,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Disposal,Microwave,Refrigerator
Basement
- Basement: Crawl Space
Bedroom1
- Area: 121
- Dimensions: 11x11
Bedroom2
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Area: 100
- Dimensions: 10x10
Features
- Ceiling Fan(s)
- Flooring: Wood,Luxury Vinyl,Tile
- Finished area above ground: 1,122
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,122
- Total interior livable area: 1,122 sqft
Kitchen
- Area: 100
- Dimensions: 10x10
Living Room
- Features: Combination
- Level: Combination
- Area: 144
- Dimensions: 12x12
Property
Details
- Parcel number: 126K J 01900 000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Fencing: Back Yard
- Topography of land: Level
Lot
- Lot size: 0.25 Acres
- Features: Level
- Lot size dimensions: 75 x 148
Parking
- Total spaces: 2
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance | $102 | $1,224 |
| Property Taxes | $403 | $4,836 |
| Electricity | $175 | $2,103 |
| Total | $1,969 | $23,628 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $255,000 |
| 2026-07-10 | Price change | $265,000 |
| 2026-07-01 | Price change | $275,000 |
| 2026-06-26 | Listed for sale | $299,900 |
| 2023-10-16 | Listing removed | -- |
| 2023-10-09 | Listed for rent | $1,600 |
| 2022-09-17 | Listing removed | -- |
| 2022-08-20 | Listed for rent | $1,500 |
| 2018-11-14 | Listing removed | $1,200 |
| 2018-11-13 | Price change | $1,200 |
| 2018-11-10 | Listed for rent | $1,000 |
| 2018-03-15 | Sold | $129,500 |
| 2016-12-30 | Sold | $51,700 |
