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102 Lake Point Dr, Gallatin, TN, 37066

3beds
2baths
1,769sqft
$344,900
$195price/sqft
$2,603/moest. monthly cost
$104,120/yrincome needed

About This Home

Opportunity awaits in this ranch home with NO HOA in the heart of Gallatin! Situated on a level 0.46-acre lot across from the lake, this property offers incredible potential to update and make it your own. Enjoy a prime location just minutes from restaurants, grocery stores, Long Hollow Golf Course, Awedaddys Bar & Grill, and Lock 4 Boat Ramp, making it ideal for those who love convenience and the outdoors! Inside, the kitchen flows seamlessly into the dining/den area featuring wood beams and a wood-burning fireplace. The home also offers a separate living room, an additional rec/bonus room, and three generously sized bedrooms, providing plenty of space for everyday living. Step outside to a large deck overlooking the fenced backyard, complete with an above-ground pool. Additional features include a two-car carport with attached storage, giving you plenty of room for tools, lawn equipment, or hobbies. Whether you're searching for your next home or an investment opportunity, this property combines a fantastic location, functional floor plan, and endless possibilities to create the home of your dreams.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
Guild Elementary SchoolGrades PK-51.8 mi
5/10
5/10

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop,Dishwasher

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Area: 176
  • Dimensions: 16x11

Bedroom3

  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Den

  • Features: Combination
  • Level: Combination
  • Area: 228
  • Dimensions: 19x12

Dining Room

  • Features: Combination
  • Level: Combination

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Den,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,769

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,769
  • Total interior livable area: 1,769 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Features: Formal
  • Level: Formal
  • Area: 276
  • Dimensions: 23x12

Master Bathroom

  • Features: Primary Bedroom
  • Level: Primary Bedroom

Recreation Room

  • Features: Main Level
  • Level: Main Level
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 135H B 02300 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck
  • Fencing: Back Yard
  • Topography of land: Level

Lot

  • Lot size: 0.46 Acres
  • Features: Level
  • Lot size dimensions: 100 x 200

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance $139$1,668
Property Taxes $545$6,540
Electricity $175$2,103
Total$2,603$31,236

Income You'd Need if You Spent...

35% on housing$89,245/yr
40% on housing$78,090/yr
45% on housing$69,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 37066$215
Sumner County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 37066$221
Sumner County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$344,900
2026-06-26Listed for sale$359,900
2016-08-31Sold$167,500
2012-02-28Sold$135,000
2011-10-16Price change$139,900
2011-09-04Listed for sale$145,000
1997-12-10Sold$116,000

For Sale by Agent

AgentTammy Jeffers
BrokerageBenchmark Realty, LLC

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