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427 Adams Rd, Watertown, TN, 37184

2beds
2baths
1,805sqft
$1,249,900
$692price/sqft
$9,278/moest. monthly cost
$371,120/yrincome needed

About This Home

Tucked away on 100 private acres across three separate parcels in the rolling hills of Wilson County, this retreat is alive with wildlife and framed by 360-degree views of forest, hills, and open sky. Multiple water features wind through the land, drawing deer, birds, and the kind of stillness you can only find when the rest of the world falls away. There's no noise here. No neighbors crowding in. Just the rhythm of a working Tennessee landscape at its most unspoiled, and the rare feeling that this place is entirely yours. When you're ready to come inside, the 2-bedroom, 2-bathroom home is waiting, comfortable, private, and perfectly positioned to take in every view. And when you want a taste of town, Watertown is just 4 miles away: a quaint, friendly community with genuine character and people to match. All of this, less than an hour from Nashville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
Watertown High SchoolGrades 9-123.0 mi
7/10
Watertown Middle SchoolGrades 6-83.2 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Dishwasher,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Area: 285
  • Dimensions: 19x15

Bedroom2

  • Area: 165
  • Dimensions: 15x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Den

  • Area: 225
  • Dimensions: 15x15

Dining Room

  • Area: 110
  • Dimensions: 11x10

Features

  • Bookcases,Ceiling Fan(s)
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,805

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,805
  • Total interior livable area: 1,805 sqft

Kitchen

  • Area: 220
  • Dimensions: 20x11

Living Room

  • Area: 460
  • Dimensions: 23x20

Property

Details

  • Parcel number: 147 02002 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • Topography of land: Private,Views,Wooded

Lot

  • Lot size: 100 Acres
  • Features: Private,Views,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance $835$10,020
Property Taxes $1,948$23,376
Electricity $175$2,103
Total$9,278$111,336

Income You'd Need if You Spent...

35% on housing$318,102/yr
40% on housing$278,340/yr
45% on housing$247,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$692This listing

vs Other Active Listings

Avg $/sqft

ZIP 37184$225
Wilson County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 37184$202
Wilson County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$1,249,900
2004-11-12Sold$280,000

For Sale by Agent

AgentKatie Morrell
BrokerageCompass RE

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