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324 W 89th St APT 3A, New York, NY, 10024

1beds
1baths
--sqft
$549,000
--price/sqft
$3,569/moest. monthly cost
$142,760/yrincome needed

About This Home

Low Maintenance Classic Prewar Junior 1-Bedroom with Original Timeless Architectural Details EASY SHOWING JUST TEXT. Well-appointed prewar Jr. 1-bedroom with high ceilings, hardwood floors, decorative fireplace, ceiling fan, and two huge closets. Four-panel French doors separate the living and sleeping areas for privacy. Extra-large bay windows overlook beautiful landmarked buildings. Low maintenance. 3 flights up. Separate kitchen with wood cabinetry, stainless steel appliances, and granite breakfast bar. Renovated bathroom with glass enclosure and bathtub. Board-approved washer/dryer can be installed inside the apartment. Co-op board approval is standard and straightforward. Well-maintained, self-managed prewar building with common basement storage for bicycles and personal belongings. Short distance to the scenic Riverside Park and the Hudson River promenade and express 2/3 trains and 1 (W. 94th St.) and the 1 train (W. 86th St.). Subletting permitted is permitted after 2 years of ownership (2 owners per year). Pied-à-terre, trust ownership, and gifting allowed. Send text or email for easy showing. Broker/Owner

Getting Around

94
WalkingWalker's Paradise
100
TransitRider's Paradise
83
BikeVery Bikeable

Schools

9/10
PS 84 Lillian WeberGrades PK-50.5 mi
1/10
Innovation Diploma PlusGrades 10-120.4 mi

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Property

Details

  • Parcel number: 01250005110340273A
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$223$2,676
Property Taxes $324$3,888
Electricity $246$2,954
Total$3,569$42,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,365/yr
40% on housing$107,070/yr
45% on housing$95,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10024$1,423
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10024$800
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$549,000
2026-03-28Listing removed$585,000
2026-02-19Price change$585,000
2026-02-03Listed for sale$599,000
2025-07-17Listing removed$3,450
2025-07-09Price change$3,450
2025-07-02Listed for rent$3,200
2019-07-23Listing removed$565,000
2019-07-06Price change$565,000
2019-06-28Listed for sale$589,000
2017-06-18Listing removed$2,250
2017-06-05Listed for rent$2,250
2015-09-15Listing removed$489,000
2015-08-18Listed for sale$489,000
2007-12-25Sold$384,000

For Sale by Agent

AgentMaria del Rosario
BrokerageR New York

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