See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2515 45th St, Des Moines, IA, 50310

2beds
1baths
899sqft
$225,000
$250price/sqft
$1,713/moest. monthly cost
$68,520/yrincome needed

About This Home

Welcome home to this charming, move-in ready home filled with timeless character and thoughtful updates. Beautifully refinished hardwood floors, graceful arched doorways, crystal doorknobs, and a classic built-in in the living room create warmth and charm throughout. The refreshed kitchen features newly refinished and painted cabinetry, while fresh blinds throughout the home complete the inviting interior. Major improvements provide peace of mind, including a new roof on the home and garage, new siding, gutters, and downspouts (2022), updated electrical panel with upgraded grounding and lighting circuits (2022), new ceiling fans (2023), and all-new concrete driveway, front walkway, steps, and back patio (2023). The exterior was further enhanced in 2026 with a refinished front door, new wooden porch pillars, and freshly painted brick steps, creating outstanding curb appeal. Basement offers exceptional storage or room for future expansion and radon mitigation is already in place. Ideally located in the heart of Des Moines, you'll enjoy easy access to downtown Beaverdale, multiple parks, shopping, dining, and everything the metro has to offer. Add in wonderful neighbors and a welcoming community, and you'll quickly see why this home is such a special place to call your own. All information obtained from seller and public records.

Getting Around

61
WalkingSomewhat Walkable
27
TransitSome Transit
60
BikeBikeable

Schools

1/10
Hillis Elementary SchoolGrades K-50.8 mi
5/10
Meredith Middle SchoolGrades 6-81.2 mi
3/10
Hoover High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dining Area
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 899
  • Total interior livable area: 899 sqft

Property

Details

  • Parcel number: 10006466000000

Features

  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Patio
  • Fencing: Chain Link

Lot

  • Lot size: 7,230 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$140$1,680
Property Taxes $315$3,780
Electricity $121$1,452
Total$1,713$20,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,731/yr
40% on housing$51,390/yr
45% on housing$45,680/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 50310$143
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50310$191
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$225,000
2026-07-31Listed for sale$225,000
2021-01-15Sold$168,000
2020-12-07Pending sale$169,900
2020-11-11Listed for sale$169,900
2020-10-30Pending sale$169,900
2020-10-29Listed for sale$169,900
2019-11-08Sold$150,609
2019-10-07Pending sale$152,500
2019-10-01Listed for sale$152,500
2014-06-30Sold$129,900
2014-05-16Listed for sale$129,900
2009-06-12Sold$120,000
2009-05-02Listed for sale$124,900
2007-05-17Sold$89,000
2007-01-22Sold$110,036
1997-09-25Sold$89,500

For Sale by Agent

AgentKari Stone
BrokerageRE/MAX Precision

Similar Homes