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225 Belmont St #2, Belmont, MA, 02478

2beds
2baths
1,145sqft
$736,000
$643price/sqft
$4,908/moest. monthly cost
$196,320/yrincome needed

About This Home

Sunny and spacious Harvard Lawn condo featuring 2 bedrooms, 2 full baths, and a dedicated home office that offers flexible space for remote work, a nursery or creative retreat. High ceilings and hardwood floors create a warm and inviting atmosphere throughout. Renovated primary bath, Mitsubishi heat pump with central A/C, gas cooking, exceptional pantry storage, generous storage throughout, and 2 deeded parking spaces. Enjoy the convenience of two laundry areas, including an in-unit washer/dryer and a second full washer/dryer set in the basement. Private front and rear porches complete the home. Ideally located just 1.7 miles from Harvard Square with direct access via the 73 bus, and close to Fresh Pond Reservation, bike paths, parks, golf, restaurants, shopping, and Belmont's highly rated schools.

Getting Around

88
WalkingVery Walkable
47
TransitSome Transit
77
BikeVery Bikeable

Schools

9/10
Belmont Middle SchoolGrades 7-81.3 mi
10/10
Belmont High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1908

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Oven,Dishwasher,Disposal,Microwave,Refrigerator,Freezer,Washer,Dryer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Washer/Dryer,Range Hood
  • Laundry features: First Floor,In Unit,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedroom2

  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 182

Features

  • Study
  • Door features: Storm Door(s)
  • Flooring: Hardwood
  • Finished area above ground: 1,145
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Hot Water,Heat Pump,Oil
  • Cooling features: Central Air,High Seer Heat Pump (12+)

Interior Area

  • Total structure area: 1,145
  • Total interior livable area: 1,145 sqft

Kitchen

  • Level: First
  • Area: 112

Living Room

  • Features: Balcony / Deck, Remodeled
  • Level: First
  • Area: 182

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: First
  • Area: 144

Property

Details

  • Parcel number: 4625551
  • Attached to another structure: Yes
  • Zoning: R

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Parking

  • Total spaces: 2
  • Parking features: Deeded,Tandem
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,721$44,652
Home Insurance *$134$1,608
Property Taxes $699$8,388
Electricity $354$4,259
Total$4,908$58,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,274/yr
40% on housing$147,240/yr
45% on housing$130,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$643This listing

vs Other Active Listings

Avg $/sqft

ZIP 02478$546
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02478$735
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$736,000
2026-07-15Listed for sale$760,000
2025-07-25Listing removed$3,100
2025-07-17Price change$3,100
2025-07-05Price change$3,200
2025-06-12Listed for rent$3,300
2023-11-30Listing removed--
2023-11-16Listed for rent$2,900
2021-12-23Listing removed--
2021-11-24Listed for rent$2,700
2021-11-16Listing removed--
2021-11-03Price change$2,850
2021-10-29Listed for rent$2,900
2021-10-04Sold$571,000
2021-09-17Contingent$559,500
2021-09-08Listed for sale$559,500
2016-09-27Sold$381,987
2016-09-23Pending sale$410,000
2016-09-23Listed for sale$410,000
2016-08-05Listing removed$410,000
2016-08-01Pending sale$410,000
2016-07-11Listed for sale$410,000
2016-03-01Sold$345,000
2015-12-11Price change$400,000
2015-12-08Listed for sale$399,000
2006-06-21Sold$325,000

For Sale by Agent

AgentMiaoli Deng
BrokerageMLJ Real Estate Service LLC

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