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16273 Windsor Creek Dr, Monument, CO, 80132

5beds
4baths
3,536sqft
$650,000
$184price/sqft
$4,205/moest. monthly cost
$168,200/yrincome needed

About This Home

There’s something about this Monument haven that just feels like home. Thoughtfully updated, this 5 bedroom, 4 bathroom home offers the layout so many buyers are searching for. Upstairs, you’ll find four spacious bedrooms on one level; creating a comfortable flow for everyday living. The primary suite is tucked away and peaceful, while the additional bedrooms offer flexibility for kids, guests, work, etc. On the main level, natural light highlights the brand new flooring, fresh interior paint, and newly painted stair railings. The kitchen has been refreshed with newly painted cabinets and opens seamlessly to the family room, where a cozy gas fireplace and full surround sound system create the perfect gathering space. The main level is also home to a charming office with french doors and built-in bookshelves. The finished basement expands the home in all the right ways. With brand new carpet and its own separate surround sound system, it’s ideal as additional family space or a private secondary suite. The basement features a bedroom, bathroom, private family room, and wet bar, offering flexibility for guests, multi-generational living, or long-term visitors. The bar and workout areas feature durable concrete floors for a clean, modern edge. Step outside to enjoy the newly added stamped concrete patio and fully fenced backyard, where a beautiful mature willow tree creates shade, movement, and the kind of peaceful setting you’ll want to linger in. With full front and back irrigation already in place, everything is designed to be both beautiful and easy to maintain. In the front, take in views of Mount Hermon. Check it off your list, because the major updates have already been done for you: 2024 A/C and two-stage furnace, 2023 roof, brand new washer, and 2021 hot water heater. With a 3-car garage, Vivint security system equipment installed, no HOA, and a layout that truly flows, this home offers both comfort and flexibility.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
5/10
8/10
Lewis-Palmer High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 2004

Materials

  • Roof: Composite Shingle
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • French Doors,Pantry,Wet Bar
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,One
  • Fireplace: Yes
  • Finished area below ground: 1,180
  • Finished area above ground: 2,356

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,536
  • Total interior livable area: 3,536 sqft

Other

  • Level: Upper
  • Area: 240

Property

Details

  • Parcel number: 7125101052

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Auto Sprinkler System
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 10,641 sqft
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning
Tornado
Wildfire
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$410$4,920
Property Taxes $243$2,916
Electricity $266$3,203
Total$4,205$50,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,171/yr
40% on housing$126,150/yr
45% on housing$112,133/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 80132$227
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80132
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$650,000
2026-03-30Price change$669,000
2026-03-01Price change$689,900
2026-02-26Listed for sale$698,900
2025-06-20Listing removed$684,000
2025-06-18Listed for rent$3,450
2025-06-05Price change$684,000
2025-04-30Price change$685,000
2025-04-09Listed for sale$695,000
2024-09-20Sold$660,000
2024-08-21Pending sale$665,000
2024-07-25Price change$665,000
2024-07-08Price change$675,000
2024-06-26Price change$682,000
2024-06-06Listed for sale$689,000
2005-04-06Sold$321,200

For Sale by Agent

AgentAnna White
BrokeragePorch & Willow LLC

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