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442 Harvest Grove Trl, Dover, DE, 19901

5beds
4baths
3,958sqft
$494,900
$125price/sqft
$3,398/moest. monthly cost
$135,920/yrincome needed

About This Home

Welcome to this stunning 4-bedroom, 3-bathroom home with an optional 5th bedroom. Nestled in the Hazel Farm neighborhood, this property boasts a seamless blend of style and comfort. The light-filled and spacious floor plan features a two story foyer, formal living room, dining room, large kitchen with granite countertops, and a breakfast area. Spend life’s most delicious moments, gathered in the dining room or cooking at the gas range. Off the kitchen, there is a bright living room with large windows. Ascend the stairs to the spacious owner's suite, complete with ensuite bathroom featuring dual vanities and a soaking tub. The space includes three additional bedrooms, an optional fifth bedroom, a hallway bath, and a laundry room. Explore the finished lowest level with media room and home theater projector. This level also includes a hair salon room. Outside a deck overlooks the backyard. New Roof (2023). Leased Tesla solar panels are energy efficient and very easy to transfer. ENJOY EXCEPTIONALLY LOW ELECTRIC BILLS! Community amenities include clubhouse, pool and more. Easy access to Route 1 and all Dover offers. Make your move!

Getting Around

3
WalkingCar-Dependent
19
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 936

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Finished area below ground: 936
  • Finished area above ground: 3,022

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,958
  • Total interior livable area: 3,958 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: LC0003704071800000
  • Zoning: RS1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 10,019 sqft
  • Lot size dimensions: 88.55 x 120.00

Parking

  • Total spaces: 2
  • Parking features: Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Drought
Winter Weather
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$206$2,472
Property Taxes $253$3,036
Electricity $437$5,252
Total$3,398$40,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,502/yr
40% on housing$101,940/yr
45% on housing$90,613/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 19901$136
Kent County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19901$191
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$510,000
2026-04-04Listing removed$510,000
2026-03-31Listed for sale$510,000
2014-06-02Sold$342,725
2014-02-27Sold$65,000

For Sale by Agent

AgentS Walton Simpson
BrokerageWalt Simpson Realty

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