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354 CAPE HARBOUR LOOP #106, Bradenton, FL, 34212

2beds
3baths
1,429sqft
$224,900
$157price/sqft
$1,777/moest. monthly cost
$71,080/yrincome needed

About This Home

One or more photo(s) has been virtually staged. BRAND NEW ROOF (2025) & NEW WASHER/DRYER! Experience complete peace of mind and low-maintenance living in the highly sought-after community of Lighthouse Cove at Heritage Harbour. This exceptionally clean townhome is move-in ready and features an open-concept main floor that flows seamlessly into the kitchen, complete with a functional breakfast bar and a convenient downstairs half-bath. Upstairs, discover a private layout boasting two generous bedrooms, two full bathrooms, and a versatile bonus den, ideal for a quiet home office, gym, or guest space. Enjoy the ease of an assigned parking space located right at your front entry. Unbeatable location just moments from I-75, the new Costco, LECOM, and premier golf courses. Community amenities include a sparkling pool, parks, playgrounds, and scenic trails, all within a short walk to the Marketplace at Heritage Harbour.

Getting Around

6
WalkingCar-Dependent
20
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

7/10
Freedom Elementary SchoolGrades PK-51.9 mi
8/10
5/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: No Closet
  • Level: Second
  • Area: 130
  • Dimensions: 13x10

Dining Room

  • Level: First
  • Area: 130
  • Dimensions: 13x10

Features

  • None
  • Flooring: Bamboo

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,555
  • Total interior livable area: 1,429 sqft

Kitchen

  • Level: First
  • Area: 90
  • Dimensions: 9x10

Living Room

  • Level: First
  • Area: 243
  • Dimensions: 13.5x18

Primary Bedroom

  • Features: En Suite Bathroom,Built-in Closet
  • Level: Second
  • Area: 154
  • Dimensions: 14x11

Property

Details

  • Parcel number: 1108651109
  • Zoning: PDMU
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Balcony,Storage
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 1.64 Acres

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$119$1,428
Property Taxes $324$3,888
Electricity $197$2,366
Total$1,777$21,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,925/yr
40% on housing$53,310/yr
45% on housing$47,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 34212$275
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34212$253
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$219,900
2026-07-21Price change$224,900
2026-06-26Price change$229,900
2026-06-05Listed for sale$235,000
2022-08-09Sold$285,000
2022-07-08Pending sale$295,000
2022-06-27Price change$295,000
2022-05-27Pending sale$285,000
2022-05-26Listed for sale$285,000
2007-07-25Sold$159,900

For Sale by Agent

AgentAnia McGinty
BrokerageCOMPASS FLORIDA LLC

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