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8955 SE 118th Ln, Summerfield, FL, 34491

2beds
2baths
2,270sqft
$344,900
$152price/sqft
$2,590/moest. monthly cost
$103,600/yrincome needed

About This Home

REDUCED over $10,000 from original price ........ this exceptional find of an immaculate Granville model with designer elements throughout the house. 2 bedrooms PLUS A DEN/OFFICE WITH FRENCH DOORS , 2 baths. Including the enclosed 40'x10' climate controlled lanai this home has 2,270 square feet of living area. Situated on a corner lot boasting beautifully carved landscaping beds, lush shrubbery, mature trees, decorative wrought iron bench and beautiful 3- tier fountain which stay with the house, custom design stamped driveway/walkway and citrus trees in the back yard (orange, grapefruit & lemon). Leaded glass double doors welcome you to a wide open floor plan and an entrance foyer highlighted by a custom inlaid tile design. There is crown molding throughout the house! The living room includes a flexible area that features a mirrored wall and can be used as a formal dining area. Entire house is ceramic tile, including enclosed lanai. Spacious Gourmet kitchen features granite counter tops, 42-inch wood cabinets, tile backsplash and stainless steel appliances. A breakfast bar opens to the living room area. Master suite includes walk-in closet, expanded shower with dual shower heads and benches, granite counter tops and private water closet. AND MUCH MUCH MORE! HVAC 2011 - There's a private well on the property for lawn irrigation, saving $$$ on water bills. A NEW ROOF will be contracted at closing, giving buyer choice of design and color. Smoke free home. AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! DON'T WAIT TO SEE THIS BEAUTIFUL HOME

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
Lake Weir Middle SchoolGrades 6-83.7 mi
2/10
Lake Weir High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: GRANVILLE

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 400
  • Dimensions: 40x10

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom
  • Window features: Window Treatments
  • Flooring: Tile
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,756
  • Total interior livable area: 2,270 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Laundry

  • Level: First
  • Area: 60
  • Dimensions: 6x10

Living Room

  • Level: First
  • Area: 304
  • Dimensions: 16x19

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 224
  • Dimensions: 14x16

Property

Details

  • Parcel number: 6115164000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 9,148 sqft
  • Lot size dimensions: 95 x 96

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$217$2,604
Property Taxes $401$4,812
Electricity $228$2,741
Total$2,590$31,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,800/yr
40% on housing$77,700/yr
45% on housing$69,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$198
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$344,900
2026-04-12Listed for sale$349,900
2026-04-07Pending sale$349,900
2026-02-20Price change$349,900
2025-12-21Listed for sale$355,500
2016-08-04Sold$231,500
2014-10-16Sold$224,800
2014-07-02Listed for sale$224,750
2008-09-15Sold$230,000
2008-05-12Listing removed$279,500
2008-04-16Listed for sale$279,500
2006-02-08Sold$236,200

For Sale by Agent

AgentVirgil Kapp
BrokerageSELLSTATE NGR- SUMMERFIELD

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