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21 WOODSHIRE LANE, Palm Coast, FL, 32164

4beds
3baths
2,814sqft
$577,850
$205price/sqft
$4,314/moest. monthly cost
$172,560/yrincome needed

About This Home

Virtually Staged. Only 1 photo is virtually staged. This home has choices! It can be a rare multi-generational living opportunity in Palm Coast! This spacious pool home features a private in-law suite with its own bedroom, bathroom with walk-in shower, living room, kitchenette, and separate entrance. The suite can be fully locked off for privacy, making it ideal for extended family, aging parents, long-term guests, or a home office. OR, if preferred, the flexible layout can also function as a traditional 4-bedroom, 3-bath home. As you enter, expansive views of the heated pool and spa create an inviting first impression. The open floor plan offers a formal dining room, breakfast nook, and versatile flex space perfect for a home office, den, or hobby room. The kitchen was updated with new appliances in 2022, while the spacious living room features a fireplace and large windows overlooking the pool area. Step outside to the screened lanai and enjoy the beautifully paved pool deck, heated pool and spa, and newly re-screened enclosure (2025). The first-floor primary suite features tray ceilings, direct pool access, and an updated bathroom (2021) with a soaking tub, tiled walk-in shower, dual vanities, and two walk-in closets. Upstairs, a large private bedroom with its own full bathroom offers excellent flexibility as a guest retreat, second primary suite, home gym, or office. Recent updates include a new roof (2025), luxury vinyl flooring upstairs (2025), interior paint (2022), exterior paint (2021), and pool heater (2022). On 5/19/2026 the 2 large maple trees in the back of the home were removed, even though they may show in some of the photos. Mature landscaping completes this exceptional property, offering space, privacy, and flexibility rarely found in Palm Coast—schedule your showing today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Rymfire Elementary SchoolGrades PK-53.2 mi
5/10
4/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Concrete,Stucco

Other

  • Builder model: Westminster-with changes
  • Builder name: ICI

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 224
  • Dimensions: 14x16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 168
  • Dimensions: 12x14

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Split Bedroom,Tray Ceiling(s),Walk-In Closet(s),In-Law Floorplan
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,690
  • Total interior livable area: 2,814 sqft

Kitchen

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Living Room

  • Level: First
  • Area: 225
  • Dimensions: 15x15

Office

  • Level: First
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 221
  • Dimensions: 13x17

Property

Details

  • Parcel number: 0711317027000500110
  • Zoning: SFR-3
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Screen Enclosure
  • Patio & porch: Enclosed,Screened
  • Exterior features: Irrigation System
  • Has spa: Yes
  • Spa features: In Ground
  • Fencing: Vinyl

Lot

  • Lot size: 10,019 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,921$35,052
Home Insurance *$385$4,620
Property Taxes $725$8,700
Electricity $283$3,398
Total$4,314$51,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,908/yr
40% on housing$129,420/yr
45% on housing$115,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 32164$176
Flagler County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32164$185
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$577,850
2026-05-07Price change$596,500
2026-04-06Listed for sale$599,000
2014-03-24Sold$85,000
2013-12-05Listing removed$299,900
2013-11-27Listed for sale$299,900
2013-10-17Sold$195,000
2013-09-06Price change$299,900
2013-08-30Price change$289,900
2013-08-06Listed for sale$299,900
2012-12-22Listing removed$299,900
2012-11-12Listed for sale$299,900
2009-05-28Sold$234,000
2004-09-21Sold$66,000
1999-11-30Sold$8,000

For Sale by Agent

AgentJannette Coby, LLC
BrokerageREALTY EXCHANGE, LLC

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