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13646 SW 115th Ave, Dunnellon, FL, 34432

2beds
2baths
1,472sqft
$179,999
$122price/sqft
$1,489/moest. monthly cost
$59,560/yrincome needed

About This Home

Welcome to your dream home in the serene Spruce Creek 55-plus community! This beautifully kept 2-bedroom,2-bathroom townhome features elegant granite countertops , vaulted ceilings ,and beautiful crown moldings.Relax on your covered lanai with tranquil golf course views.Inside , enjoy new plush carpet , tile floors,a master suite with walk-in closet. The home also boasts new appliences,a new water heater,and updated garage door. Residents enjoy top-tear amenities like a pool,hot tub, and tennis courts.Don't miss out on this perfect active adult lifestyle!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
3/10
2/10
Dunnellon High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Balcony Porch Lanai

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Crown Molding,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,859
  • Total interior livable area: 1,472 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Features: Linen Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Bedroom,Accessible Closets,Accessible Common Area,Accessible Doors,Accessible Entrance,Accessible Full Bath,Visitor Bathroom,Accessible Hallway(s),Accessible Kitchen,Accessible Kitchen Appliances,Central Living Area

Details

  • Parcel number: 4076000602
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Basketball Court,Tennis Court(s)
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 1,742 sqft
  • Features: Flood Insurance Required,FloodZone

Parking

  • Total spaces: 1
  • Parking features: Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$116$1,392
Property Taxes $266$3,192
Electricity $197$2,366
Total$1,489$17,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,051/yr
40% on housing$44,670/yr
45% on housing$39,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 34432$390
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34432$188
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$199,999
2026-04-07Price change$209,999
2026-03-10Listed for sale$225,000
2022-03-08Sold$174,000
2022-02-01Pending sale$179,000
2022-01-07Listed for sale$179,000
2021-06-17Sold$165,000
2020-06-03Sold$145,000
2020-02-12Listing removed$147,000
2019-12-11Listed for sale$147,000
2019-10-25Listing removed$147,000
2019-04-25Listed for sale$147,000
2017-04-26Sold$140,000
2006-07-20Sold$155,000

For Sale by Agent

AgentTanya Yu
BrokerageSTELLAR REAL ESTATE AGENCY LLC

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