See other homes in:

3798 NW 102nd Pl, Polk City, IA, 50226

5beds
4baths
2,195sqft
$1,095,000
$499price/sqft
$7,386/moest. monthly cost
$295,440/yrincome needed

About This Home

New Roof New Geo New Patio New paint exterior & interior

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Abbie Grove ElementaryGrades K-50.3 mi
8/10
8/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: concrete

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total interior livable area: 2,195 sqft

Property

Details

  • Parcel number: 18000895759000

Features

  • Exterior features: Stone,Stucco,Composition
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1.21 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$411$4,932
Property Taxes $1,276$15,312
Electricity $163$1,964
Total$7,386$88,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,234/yr
40% on housing$221,580/yr
45% on housing$196,960/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 50226$257
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50226$273
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$1,095,000
2012-07-27Sold$399,000
2012-05-30Price change$399,000
2012-03-21Price change$447,700
2012-03-13Price change$454,700
2012-02-28Price change$457,700
2012-02-04Price change$464,700
2011-12-29Price change$469,700
2011-12-06Price change$475,000
2011-11-29Price change$483,000
2011-11-10Price change$489,000
2011-08-27Price change$499,000
2011-04-10Listed for sale$550,000
2010-09-04Listing removed$539,900
2009-09-02Price change$549,900
2009-06-16Price change$559,000
2009-02-19Listed for sale$569,000
2006-11-07Sold$59,500

For Sale by Owner

AgentProperty Owner

Similar Homes