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510 Stonegate Ct SW, Altoona, IA, 50009

5beds
3baths
1,763sqft
$675,000
$383price/sqft
$4,707/moest. monthly cost
$188,280/yrincome needed

About This Home

Just in time for Summer, luxurious custom-built executive ranch in Ironwood offering over 3,400 square feet of finished living space, a walkout lower level, in ground saltwater POOL, and an oversized 900 square foot 3 car garage. The main floor includes three bedrooms, including a spacious primary suite that was just newly renovated. The open living room, dining area, and kitchen create a functional layout for everyday living and entertaining. The kitchen features top tier appliances and is connected to a large, screened porch overlooking the beautifully landscaped backyard. Just off the kitchen is a newly added butler’s pantry with refrigerator, laundry, tons of storage, oversized drop zone with built in cubbies. The finished walkout lower level adds nearly 1,700 square feet of additional living space with two large bedrooms, a full bath, office area, bonus room, a large family room with fireplace and a GYM. LVP flooring runs throughout the lower level. Outside, the backyard features a covered patio, and concrete surround. Make your Move to Altoona Today!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
Clay Elementary SchoolGrades PK-50.7 mi
7/10
8/10
Southeast Polk High SchoolGrades 10-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Vented
  • Fireplace: Yes
  • Finished area below ground: 1,673

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,763
  • Total interior livable area: 1,763 sqft

Property

Details

  • Parcel number: 17100360960010
  • Zoning: R-5

Features

  • Stories: 1
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Covered,Deck,Patio,Porch,Screened
  • Exterior features: Deck,Enclosed Porch,Fire Pit,Sprinkler/Irrigation,Patio
  • Fencing: Metal

Lot

  • Lot size: 0.27 Acres
  • Features: Rectangular Lot
  • Lot size dimensions: 82.5 x 140

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$318$3,816
Property Taxes $845$10,140
Electricity $131$1,578
Total$4,707$56,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,382/yr
40% on housing$141,210/yr
45% on housing$125,520/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 50009$228
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50009$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$639,900
2026-08-07Price change$669,000
2026-06-15Listed for sale$675,000
2024-07-02Sold$569,000
2024-05-13Pending sale$569,000
2024-04-10Price change$569,000
2024-03-11Price change$584,000
2024-02-23Price change$599,000
2024-01-26Listed for sale$609,000
2023-10-31Listing removed--
2023-09-20Price change$599,000
2023-09-01Price change$619,000
2023-08-07Price change$629,000
2023-07-05Price change$639,000
2023-06-14Listed for sale$647,000
2006-06-09Sold$49,500

For Sale by Agent

AgentRich Montanaro
BrokerageThe American Real Estate Co.

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