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10615 Elm Bend Dr, Charlotte, NC, 28273

5beds
3baths
3,072sqft
$524,900
$171price/sqft
$3,471/moest. monthly cost
$138,840/yrincome needed

About This Home

5 bed 2.5 bath 2 story home located in a highly desirable neighborhood just outside Charlotte NC! This home has been recently renovated. New LVP flooring throughout. Fresh int paint. BRAND NEW kitchen w stone tops and SS appliances. All new lighting. 2 new HVAC systems. New bath vanities. The HUGE 2nd level master suite boasts a spa-like bath with dbl sink vanity, soaking tub, and walk-in tile shower. 3 more bedrooms plus a 2nd full bath complete the upper level. The main level provides all the living space you'll need with an open concept living/dining/kitchen area inc a gas fireplace, breakfast nook, formal dining room, sitting room, laundry room, plus a guest bedroom and a half bath. This one truly has it all and wont be here long. Call TODAY!!

Getting Around

2
WalkingCar-Dependent
27
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

3/10
Berewick ElementaryGrades PK-51.6 mi
7/10
Robert F Kennedy MiddleGrades 6-81.4 mi
5/10
Olympic High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,072

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,072
  • Total interior livable area: 3,072 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 19920416
  • Zoning: N1-A
  • Special condition: Notice Of Default

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.22 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$187$2,244
Property Taxes $344$4,128
Electricity $286$3,433
Total$3,471$41,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,005/yr
40% on housing$104,130/yr
45% on housing$92,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 28273$172
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28273$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Sold$357,000
2025-06-23Sold$120,750
2025-06-11Listed for sale$410,000
2024-10-23Listing removed$505,000
2024-10-08Price change$510,000
2024-09-24Listed for sale$515,000
2024-03-06Sold$420,000
2024-02-24Listed for sale$470,000
2024-02-17Pending sale$470,000
2024-02-06Listed for sale$470,000
2009-03-25Sold$199,000

Unknown Listed By

AgentJason Dale
BrokerageHott Property LLC

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