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6127 Blue Ash Ln, Charlotte, NC, 28215

5beds
3baths
3,965sqft
$399,000
$101price/sqft
$2,778/moest. monthly cost
$111,120/yrincome needed

About This Home

This well-maintained home offers a smart, functional layout with generous square footage and a comfortable flow suited for everyday living. The interior is clean, move-in ready, and thoughtfully arranged, with flexible spaces that easily adapt to a variety of uses. Multiple living areas provide room to spread out, while the floor plan maximizes usability. The home features five total bedrooms, including a main-level bedroom that works well as a home office or flex space. Bedrooms are well proportioned, and storage throughout adds to the home’s overall practicality. A fenced backyard offers additional outdoor space for relaxation or activities. Conveniently located with access to nearby shopping, dining, and major roadways, this property combines livable condition with long-term flexibility in a well-established setting. Property is being sold as-is.

Getting Around

1
WalkingCar-Dependent
11
TransitMinimal Transit
16
BikeSomewhat Bikeable

Schools

3/10
Reedy Creek ElementaryGrades PK-51.7 mi
3/10
Northridge MiddleGrades 6-83.2 mi
3/10
Rocky River HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 3,965

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,965
  • Total interior livable area: 3,965 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 10806286
  • Zoning: MX-2
  • Special condition: Standard
  • Exclusions: Cameras,surface mounting brackets for TV,curtain rods and brackets

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.16 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$137$1,644
Property Taxes $255$3,060
Electricity $369$4,431
Total$2,778$33,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,245/yr
40% on housing$83,340/yr
45% on housing$74,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 28215$178
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28215$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$440,000
2026-04-17Price change$450,000
2026-03-21Price change$470,000
2026-02-06Listed for sale$475,000
2008-08-04Sold$212,000

For Sale by Agent

AgentMatt Stone
BrokerageStone Realty Group

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