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7709 Greylock Ridge Rd, Matthews, NC, 28105

5beds
4baths
3,371sqft
$729,000
$216price/sqft
$4,691/moest. monthly cost
$187,640/yrincome needed

About This Home

Attention! Move in Ready! Good and very convenient location! Take a chance to keep your health good condition to live in this big and nice house! Walk from this community to downtown Matthews at "Four-mile Creek Walking Trail" every day. Very convenience! 2 mins from Downtown Matthews. Access I 485 3 mins. Costco, Best Buy, Lowe's, Home Depot, Harri Teer, YMCA and restaurant close to this community. Gas log fireplace in the living room. New fresh paint all inside of house include ceiling. Living room, formal dining room, living room, finished screened extra dining room (Sunroom) and office room in downstairs. Kitchen has granite countertop, stainless steel appliances. Whole inside floor is installed hardwood. All bathroom floor is covered with ceramic tile include laundry room. Laundry room is downstairs. Master and other 3 bedrooms 2 full bathrooms are upstairs. If you open 3rd floor door, see big living area with full bathroom as a bonus space. Master bedroom has 2 separate closets. Sunroom, master bedroom and living room have ceiling fans. Office room has French door. Garage has extra big space to store your stuffs. 2 AC unit, one covers downstairs and upstairs that replaced 3 years ago. 3rd floor AC unit is original but it's working very well. The back yard has small flat hill; you can build small building or have a vegetable garden or your own patio. Also, there is nice size and height apple, plum and jujube trees on the back, they will give you fruits every year. If you don't want to keep it, seller will remove it before closing.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
Matthews ElementaryGrades K-50.6 mi
9/10
Crestdale MiddleGrades 6-81.6 mi
6/10
David W Butler HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Exhaust Hood
  • Laundry features: In Unit

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,371

Heating & Cooling

  • Heating features: Central,Hot Water,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Dual

Interior Area

  • Total structure area: 2,908
  • Total interior livable area: 3,371 sqft

Loft

  • Level: Third

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 22723747
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 0.26 Acres
  • Features: Cleared,Orchard(s)

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$234$2,808
Property Taxes $458$5,496
Electricity $313$3,767
Total$4,691$56,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,834/yr
40% on housing$140,730/yr
45% on housing$125,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$266
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Price change$729,000
2026-07-20Price change$744,500
2026-05-08Listed for sale$765,000
2007-12-03Sold$338,000
2007-08-22Sold$78,500

For Sale by Agent

AgentRose Mun
BrokerageRose Mun Realty

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