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4938 Mesa Verde Rd, Charlotte, NC, 28277

6beds
4baths
3,738sqft
$964,000
$258price/sqft
$5,978/moest. monthly cost
$239,120/yrincome needed

About This Home

Welcome to this exceptional home in Stone Creek Ranch, where timeless elegance meets modern comfort. Backing to a serene expanse of mature woods, the property offers peaceful, wooded views. Fresh, designer-inspired paint throughout creates a bright and refined atmosphere. A dramatic two-story foyer, sweeping staircase and striking architectural details create a stunning first impression upon entry. The expansive floor plan features 6 spacious bedrooms and 4 full baths, offering remarkable flexibility for today’s lifestyle. A main-level guest suite with a full bath, which is an ideal space for visitors or a private executive office. Elegant formal living and dining rooms and generous gathering spaces complete the main level, while the impressive upstairs owner’s retreat offers a cozy fireplace and abundant room to unwind. The gourmet kitchen serves as the heart of the home, featuring an oversized center island, stainless steel appliances, double wall ovens, and a built-in microwave. Two well placed sinks enhance functionality and workflow, offering added convenience for cooking, prep, and entertaining. A true chef’s dream!! Situated on a corner homesite with full sod and irrigation, the exterior is as well-appointed as the interior. Ideally located in one of South Charlotte’s most sought-after areas, the home is within walking distance to an elementary school and new middle school, as well as a nearby nature preserve park. Just minutes from Blakeney, Stonecrest, Rea Farms, and Waverly, you’ll enjoy premier shopping, dining, entertainment, and everyday conveniences. Easy access to I-485 makes commuting effortless. This is a rare combination of space, elegance, location, and lifestyle. Must see!!

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

9/10
Polo Ridge ElementaryGrades PK-50.4 mi
10/10
Jay M Robinson MiddleGrades 6-81.0 mi
7/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Cooktop,Gas Oven,Gas Water Heater,Microwave,Refrigerator with Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Gas,Primary Bedroom
  • Finished area below ground: 0
  • Finished area above ground: 3,738

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,738
  • Total interior livable area: 3,738 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 22916147
  • Zoning: MX-1(INNOV)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Exterior features: In-Ground Irrigation
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.24 Acres
  • Features: Corner Lot,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,874$58,488
Home Insurance *$277$3,324
Property Taxes $479$5,748
Electricity $348$4,177
Total$5,978$71,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,960/yr
40% on housing$179,340/yr
45% on housing$159,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$935,000
2026-07-17Price change$964,000
2026-07-01Listed for sale$989,000
2018-07-13Sold$541,800
2018-06-16Pending sale$549,000
2018-06-07Listed for sale$549,000
2007-10-23Sold$485,000

For Sale by Agent

AgentChelsea He
BrokerageNorthGroup Real Estate LLC

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