1403 Academy St, Charlotte, NC, 28205
About This Home
Move-in ready and better-than-new in Plaza Shamrock — the energy of the city with the calm of your own private retreat. Built in 2020, this detached home skips the headaches of older houses and attached living: no shared walls, no HOA, no deferred maintenance — nothing to fix, just move in. Inside, 1,507 square feet flow across two levels. The bright, open main floor pairs a spacious living and dining area with a sleek island kitchen, stainless appliances, and warm wood-look floors — made for easy weeknights and hosting. Upstairs: a generous primary suite with private bath and walk-in closet, two bedrooms, a full bath, and upstairs laundry. Relax on the charming covered front porch; out back, a private patio is your spot to unwind with a favorite beverage or gather friends. Plus 9' ceilings, 8' doors, and off-street parking — a rare, low-maintenance home steps from Charlotte's best dining, breweries, and greenway. City living, minus the compromises. See it before it's gone!
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Construction materials: Fiber Cement
Other
- Builder model: Harper II
- Builder name: True Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Ice Maker,Microwave,Refrigerator with Ice Maker
- Laundry features: In Kitchen,Laundry Closet,Main Level
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
- Area: 103.4289
- Dimensions: 10' 2" X 10' 2"
Bedroom S
- Level: Upper
- Area: 107.625
- Dimensions: 10' 3" X 10' 6"
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 159.5289
- Dimensions: 13' 8" X 11' 8"
Features
- Kitchen Island,Open Floorplan,Walk-In Closet(s)
- Flooring: Carpet,Laminate,Tile
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,507
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,507
- Total interior livable area: 1,507 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 234.255
- Dimensions: 17' 3" X 13' 7"
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Upper
- Area: 162.96
- Dimensions: 13' 7" X 12' 0"
Property
Details
- Parcel number: 09305216
- Zoning: N2-B
- Special condition: Standard
- Exclusions: tv
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Patio
- Fencing: Back Yard,Full,Privacy
Lot
- Lot size: 0.13 Acres
- Lot size dimensions: 40 x 138.18 x 21.04 x 9.69 x 17.56 x 150.52
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,130 | $37,560 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $397 | $4,764 |
| Electricity | $200 | $2,405 |
| Total | $3,887 | $46,644 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $619,000 |
| 2020-09-18 | Sold | $384,900 |
| 2019-11-01 | Listed for sale | $418,000 |
| 2019-07-25 | Sold | $130,000 |
For Sale by Agent
View on Zillow