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10006 Rocky Ford Club Rd, Charlotte, NC, 28269

4beds
3baths
2,598sqft
$425,000
$164price/sqft
$2,843/moest. monthly cost
$113,720/yrincome needed

About This Home

Welcome to 10006 Rocky Ford Club Road, a beautifully maintained 4-bedroom, 2.5-bath brick home located in the highly desirable Prosperity Ridge community of Charlotte, NC. Built in 2017 and lovingly cared for by its original owner, this home features fresh paint throughout most rooms and durable LVP flooring on every level. Owner loved and tended to all plants and flowers in the front and back yards. The inviting living area centers around a stunning gas fireplace, while the fenced-in backyard offers a well-kept outdoor space perfect for relaxing or entertaining. Prosperity Ridge is known for its peaceful, family-friendly atmosphere and well-maintained homes. Community amenities include a clubhouse, pool, playground, and walking trails. With nearby shopping, great schools, and convenient access to the city, this property blends comfort, location, and charm in one exceptional package.

Getting Around

46
WalkingCar-Dependent
11
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

7/10
Parkside ElementaryGrades PK-51.8 mi
2/10
Ridge Road Middle SchoolGrades 6-81.1 mi
4/10
Mallard Creek HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Other

  • Builder name: KB Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Inside,Laundry Room,Upper Level,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Vinyl
  • Fireplace features: Family Room,Gas
  • Finished area below ground: 0
  • Finished area above ground: 2,598

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,598
  • Total interior livable area: 2,598 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 02941627
  • Zoning: MX-1
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Back Yard,Fenced,Privacy,Wood
  • Waterfront features: None

Lot

  • Lot size: 0.12 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$182$2,184
Property Taxes $271$3,252
Electricity $241$2,903
Total$2,843$34,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,474/yr
40% on housing$85,290/yr
45% on housing$75,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$162
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$450,000
2026-05-08Listed for sale$469,999
2007-04-16Sold$235,000

For Sale by Agent

AgentGrace Auton
BrokerageDavid Hoffman Realty Charlotte

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