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12823 Plumleaf Dr, Charlotte, NC, 28213

3beds
2baths
2,188sqft
$435,000
$199price/sqft
$2,870/moest. monthly cost
$114,800/yrincome needed

About This Home

This home is immaculate. Gorgeous 3-bedroom one story ranch. The home welcomes you the moment you pull up into the driveway. Beautifully landscaped and exterior elevation. Once entering this open floor plan home that features an amazing kitchen with tons of 42' cabinets, large island, granite, backsplash and gas cooktop. Large great room with gas fireplace, breakfast area and dining area/sitting room. Large primary bedroom with 2 closets. Primary bath with his and her sinks, huge shower and private toilet area. Laundry room with washer and dryer that convey. Mud area. The backyard is unbelievable. Its large private with view of woods. Enjoy sitting under the metal roof on custom designed pergola with decorative lights. Oversized 2 car attached garage. Cul-de-sac street. Community features an outdoor pool, club house, recreation area, playground, tennis courts. pickleball and fitness center.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

5/10
5/10
James Martin MiddleGrades 6-84.0 mi
3/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Cooktop,Ice Maker,Microwave,Washer,Washer/Dryer
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas,Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 2,188

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 2,188
  • Total interior livable area: 2,188 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 05120256
  • Zoning: MX-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio

Lot

  • Lot size: 0.23 Acres
  • Lot size dimensions: 60 x 161

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$186$2,232
Property Taxes $282$3,384
Electricity $203$2,445
Total$2,870$34,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,400/yr
40% on housing$86,100/yr
45% on housing$76,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 28213$165
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28213$182
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$430,000
2026-07-16Listed for sale$435,000
2021-04-16Sold$280,000
2015-04-01Sold$227,678
2014-05-01Listing removed$244,990
2014-02-07Price change$244,990
2014-01-17Listed for sale$242,990

For Sale by Agent

AgentJeanette Glinski
BrokerageHoward Hanna Allen Tate Lake Norman

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