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21816 Chapel Way, Cornelius, NC, 28031

3beds
3baths
2,477sqft
$759,000
$306price/sqft
$4,641/moest. monthly cost
$185,640/yrincome needed

About This Home

Charming Charleston style home on a quiet street with no through traffic in highly desirable Antiquity. A great location close to great features of Old Town Cornelius and the Town of Davidson. Greenway is only a block away and the neighborhood is very walkable with sidewalks and street lights. Built in 2008 by the Cunnane Group, this home has only had one owner. It has been well-maintained and has a wonderful open floor plan. Covered front porch with slate flooring allows for outdoor enjoyment. Office/study, dining room, chef's island kitchen, great room w/ gas fireplace and laundry room. Upper level features two additional bedrooms, a large full bathroom and two sizeable walk-in attic storage areas of over 270 square feet. Two car garage has a wide concrete driveway which would allow for overflow parking. Zero entry from garage to interior and front porch only has two steps to the front walkway. New AC unit in 2021 and new water filtration system in 2019. Kitchen has quality stainless appliances and a gas cooktop with full hooded system. Don't miss an opportunity to enjoy all the Antiquity amenities and close proximity to grocery shopping, dining, schools and the Cain Arts Center. Please see: https://cornelius.org/government/departments/planning_/downtown_master_plan/index.php and approved development projects in the area, including Greenway Gartens (now called Briar Square) and Caroline.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Cornelius ElementaryGrades K-50.9 mi
10/10
Bailey Middle SchoolGrades 6-81.4 mi
7/10
William Amos Hough HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: Carolina Series
  • Builder name: Cunnane Group

Type & Style

  • Home type: SingleFamily
  • Architectural style: Charleston
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Exhaust Fan,Exhaust Hood,Filtration System,Gas Cooktop,Gas Water Heater,Ice Maker,Microwave,Oven,Plumbed For Ice Maker,Refrigerator with Ice Maker,Self Cleaning Oven,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Soaking Tub,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Door features: French Doors,Insulated Door(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,477

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,477
  • Total interior livable area: 2,477 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Study

  • Level: Main

Property

Details

  • Parcel number: 00751321
  • Zoning: TC
  • Special condition: Estate
  • Other equipment: Network Ready

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.11 Acres
  • Features: Cul-De-Sac,Level,Wooded
  • Lot size dimensions: 43 x 108 x 45 x 120

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$232$2,784
Property Taxes $342$4,104
Electricity $230$2,768
Total$4,641$55,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,120/yr
40% on housing$139,230/yr
45% on housing$123,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$377
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$751,500
2026-07-17Listed for sale$759,000
2008-11-14Sold$361,500

For Sale by Agent

AgentMary Lib Richards
BrokerageKeller Williams Lake Norman

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