643 NW Spyglass Ct, Albany, OR, 97321
About This Home
Beautiful 2-bedroom, 2-bath home in the desirable North Point 55+ community with stunning golf course views. The custom kitchen features granite countertops, double ovens, a gas cooktop, stainless steel refrigerator, abundant cabinet space, and a large pantry. Spacious primary suite with a soaking tub and generous closet space. Large laundry room and comfortable living areas make this home perfect for easy, low-maintenance living. Enjoy peaceful views and all that North Point has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Fiber Cement,Lap Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Built-In Range,Gas Range,Microwave,Range Included,Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Dining Room
- Features: Area (Combination)
Features
- Walk-in Pantry
- Flooring: Carpet,Tile,Wood
- Fireplace features: Gas,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,999
- Total interior livable area: 1,999 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 11306BC02800
- Zoning: RS6.5
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered Patio,Patio
- Exterior features: Green
- Has view: Yes
- View description: Golf Course,Territorial
Lot
- Lot size: 5,227 sqft
- Features: Dimension Above,Irregular Lot,Landscaped
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Benton County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,135 | $37,620 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $863 | $10,356 |
| Electricity | $181 | $2,176 |
| Total | $4,310 | $51,720 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $620,000 |
| 2026-06-24 | Listed for sale | $640,000 |
| 2005-09-20 | Sold | $75,000 |
View on Zillow