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9595 SW Bayou Dr, McMinnville, OR, 97128

3beds
3baths
3,599sqft
$849,000
$236price/sqft
$5,703/moest. monthly cost
$228,120/yrincome needed

About This Home

Custom-built home overlooking the golf course with mountain views, situated on two tax lots totaling .58 acres. Designed for comfortable main-level living, the home features a spacious primary suite with dual closets, soaking tub, walk-in shower, and private patio access. The fully renovated kitchen showcases quartzite countertops, a center island, built-in high end appliances, and Sub-Zero refrigerator. Formal living and dining rooms with custom built-ins, a large family room, laundry room with sink and built-ins, and extensive storage throughout reflect the home's quality craftsmanship.The daylight basement offers two additional bedrooms, a large game room/flex space, and access to the tuck-under garage/shop. Combined with the attached 3-car garage, the property provides space for up to 5 vehicles plus hobbies and storage. Enjoy year-round outdoor living from the expansive covered patios overlooking mature landscaping, raised garden beds, a picturesque pond, the golf course, and surrounding mountains.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

--
8/10
Duniway Middle SchoolGrades 6-82.7 mi
9/10
Mcminnville High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Built-In Refrigerator,Dishwasher,Disposal,Free-Standing Gas Range,Gas Appliances,Microwave,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Lower
  • Area: 204

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Lower
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Builtin Features,Laminate Flooring
  • Level: Main
  • Area: 221

Family Room

  • Features: Fireplace, Formal,Laminate Flooring
  • Level: Main
  • Area: 228

Features

  • Soaking Tub,Sound System,Built-in Features,Sink,Closet,Formal,Eat-in Kitchen,Kitchen Island,Granite,Bathtub,Double Closet,Walk-In Closet(s),Pantry
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Laminate,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Wood Stove,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,599
  • Total interior livable area: 3,599 sqft

Kitchen

  • Features: Builtin Refrigerator, Dishwasher, Eating Area, Island, Microwave,Builtin Oven, Granite, Laminate Flooring
  • Level: Main
  • Area: 221

Living Room

  • Features: Deck, Sound System,Laminate Flooring
  • Level: Main
  • Area: 340

Master Bedroom

  • Features: Bathtub, Double Closet, Ensuite, Laminate Flooring, Walkin Closet
  • Level: Main
  • Area: 315

Office

  • Features: Builtin Features,Laminate Flooring
  • Level: Main
  • Area: 169

Property

Accessibility

  • Accessibility features: Accessible Entrance,Garage On Main,Main Floor Bedroom Bath,Parking,Pathway,Utility Room On Main,Walkin Shower,Accessibility

Details

  • Parcel number: 175054

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Porch,Deck
  • Exterior features: Sauna,Yard
  • Has view: Yes
  • View description: Golf Course,Mountain(s)

Lot

  • Lot size: 0.58 Acres
  • Features: Bluff,Golf Course,Sloped,SqFt 20000 to Acres1

Parking

  • Total spaces: 5
  • Parking features: Driveway,Garage Door Opener,Attached,Extra Deep Garage,Tuck Under
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Yamhill County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$201$2,412
Property Taxes $883$10,596
Electricity $326$3,919
Total$5,703$68,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,531/yr
40% on housing$171,090/yr
45% on housing$152,080/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 97128$229
Yamhill County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 97128$297
Yamhill County$301

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$849,000
2026-06-20Listed for sale$899,000
2015-06-11Sold$450,000

For Sale by Agent

AgentTravis Carver
BrokerageThe Agency Lake Oswego

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