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120 N 3rd Ave, Rockaway Beach, OR, 97136

2beds
3baths
1,299sqft
$385,000
$296price/sqft
$2,528/moest. monthly cost
$101,120/yrincome needed

About This Home

Discover the perfect blend of coastal charm and everyday convenience in this beautifully maintained home nestled in a quiet, close-knit community. Just moments from beach access, this property offers the rare opportunity to enjoy breathtaking ocean, mountain, and forest views—all from one exceptional location. Step inside to an inviting open floor plan designed for both comfort and functionality, ideal for entertaining or relaxing after a day by the water. The spacious garage provides ample room for your vehicle, additional storage, and even a dedicated workspace. Enjoy the ease of nearby shopping, restaurants, and food trucks just a short stroll away. When it comes to recreation, you'll be surrounded by it all—scenic railroad rides, a charming boardwalk, vibrant farmer's markets, seasonal festivals, parks, and more, making this an ideal full-time residence or coastal getaway. This home is part of a solvent, well-managed HOA, offering peace of mind and community pride. With many recent upgrades and improvements including new roof (2021), exterior trim painted (Summer 2022), back storm door added (August 2022), upgraded primary bedroom closet (August 2022), interior paint (walls and trim) (November 2022), upgraded pantry shelving (December 2020), brand new water heater (April 2026). Whether you're looking for tranquility, adventure, or a bit of both, this property delivers a lifestyle that's hard to match.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
7/10
3/10
Neah-Kah-Nie High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Composition
  • Construction materials: Concrete,Frame,Fiber Cement,Steel Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Freezer,Convection Oven,Disposal,Double Oven,Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Washer/Dryer Stacked,Water Heater
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Central Vacuum,Double Vanity,Open Floorplan,Pantry,Smart Thermostat,Storage,Soaking Tub,Vaulted Ceiling(s),Ceiling Fan(s)
  • Window features: Double Pane Windows,Insulated Windows,Storm Window(s),Vinyl Frames,Drapes,Blinds
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,299

Heating & Cooling

  • Heating features: Central,Forced Air,Propane
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,299
  • Total interior livable area: 1,299 sqft

Property

Details

  • Parcel number: 2N1032CB9513
  • Zoning description: RK-C1 Rockaway Beach Commercial 1
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Tri-Level
  • Patio & porch: Other
  • Exterior features: Balcony
  • Fencing: Other

Lot

  • Lot size: 871.20 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Off Street,On Street,Paved,Covered,Workshop in Garage,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami
Coastal Flooding
Strong Wind

FEMA Declared Disasters in Tillamook County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$79$948
Property Taxes $327$3,924
Electricity $176$2,119
Total$2,528$30,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,674/yr
40% on housing$75,840/yr
45% on housing$67,413/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 97136$261
Tillamook County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 97136
Tillamook County$347

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$385,000
2026-07-08Price change$395,000
2026-06-10Price change$405,000
2026-05-14Listed for sale$425,000
2017-01-27Sold$225,000
2016-12-30Pending sale$239,000
2016-03-15Listed for sale$239,000
2010-03-05Sold$206,000
2009-10-25Listing removed$259,000
2009-09-26Price change$259,000
2009-06-24Price change$286,000
2009-03-21Listed for sale$299,000

For Sale by Agent

AgentMegan Despain
BrokerageKeller Williams Sunset Corridor - Coast Life

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