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8921 Bramlett Rd, Harrison, TN, 37341

3beds
2baths
1,853sqft
$346,000
$187price/sqft
$2,512/moest. monthly cost
$100,480/yrincome needed

About This Home

Back on Market due to Buyer's Financing Falling through just before closing. Want to be close to the Lake? Welcome home to this beautifully updated 3 bedroom, 2 bath gem! The open floor plan creates a bright, airy feel from the moment you walk in, while granite countertops and a tastefully tiled primary shower add those elevated touches buyers love. Need space to spread out? The huge basement family room is perfect for entertaining, a home theater, playroom -- you name it. Step outside to a spacious deck overlooking a large backyard, ideal for summer cookouts and lazy weekends. The garage offers plenty of storage to keep everything organized. And the location? Hard to beat -- just minutes from Harrison Bay State Park, Lake Chickamauga, and nearby boat ramps. Whether you're an outdoor enthusiast or simply love the idea of lake life at your fingertips, this one checks every box. Per Seller the HVAC was replaced in spring of 2023 or 2024.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
5/10
Brown Middle SchoolGrades 6-86.4 mi
3/10
Central High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Granite Counters,Open Floorplan,Walk-In Closet(s),Tub/shower Combo
  • Window features: Insulated Windows
  • Flooring: Tile,Engineered Hardwood
  • Finished area below ground: 504
  • Finished area above ground: 1,398

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,853
  • Total interior livable area: 1,853 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 085n A 005

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Exterior features: None
  • Fencing: Fenced

Lot

  • Lot size: 0.42 Acres
  • Features: Gentle Sloping,Wooded,Rural
  • Lot size dimensions: 90 x 202.14

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,749$20,988
Home Insurance $174$2,088
Property Taxes $414$4,968
Electricity $175$2,103
Total$2,512$30,144

Income You'd Need if You Spent...

35% on housing$86,125/yr
40% on housing$75,360/yr
45% on housing$66,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 37341$211
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37341
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$346,000
2026-05-01Listed for sale$339,000
2026-03-12Contingent$339,000
2026-02-23Listed for sale$339,000
2022-09-15Sold$298,000
2022-07-07Contingent$290,000
2022-07-07Listed for sale$290,000
2009-07-20Sold$130,000
2006-09-11Sold$147,000
2006-01-12Sold$17,500

For Sale by Agent

AgentDiane E Burke
BrokerageReal Estate Partners Chattanooga LLC

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