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863 Flynn St APT 104, Chattanooga, TN, 37403

3beds
2baths
1,495sqft
$345,000
$231price/sqft
$2,582/moest. monthly cost
$103,280/yrincome needed

About This Home

Welcome to 863 Flynn St, Unit 104 - a beautifully updated, modern condo located just minutes from downtown Chattanooga and within close proximity to University of Tennessee at Chattanooga (UTC). This thoughtfully designed home offers the perfect blend of comfort, style, and convenience in a highly accessible location. Inside, you'll find a bright open-concept layout with high ceilings, large windows for abundant natural light, and sleek finishes throughout. The kitchen features stainless steel appliances, quartz countertops, and ample cabinetry, creating a stylish and functional space for both everyday living and entertaining. The condo offers spacious bedrooms with generous closet space along with well-appointed bathrooms featuring modern fixtures and clean design. Residents also enjoy private parking and low-maintenance living, making it easy to spend more time enjoying everything the city has to offer. With quick access to downtown Chattanooga, the Riverfront, local dining, shopping, and UTC, this property is ideal for first-time buyers, investors, or anyone looking to enjoy convenient city living. This move-in ready condo is an opportunity you won't want to miss.

Getting Around

78
WalkingVery Walkable
41
TransitSome Transit
87
BikeVery Bikeable

Schools

3/10
4/10
The Howard SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,ENERGY STAR Qualified Dishwasher,Electric Range,Electric Water Heater,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Separate Dining Room,Split Bedrooms
  • Window features: Vinyl Frames
  • Flooring: Ceramic Tile,Hardwood
  • Finished area above ground: 1,495

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,495
  • Total interior livable area: 1,495 sqft

Property

Details

  • Parcel number: 146h A 007 C104
  • Other equipment: None

Features

  • Levels: One
  • Patio & porch: Covered
  • Exterior features: None

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance $244$2,928
Property Taxes $419$5,028
Electricity $175$2,103
Total$2,582$30,984

Income You'd Need if You Spent...

35% on housing$88,525/yr
40% on housing$77,460/yr
45% on housing$68,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 37403$249
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37403
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$345,000
2026-02-18Listing removed$385,000
2025-09-05Listed for sale$385,000
2020-07-06Sold$248,000
2020-06-02Pending sale$254,400
2020-02-23Listed for sale$254,400
2015-03-16Sold$199,000
2015-02-04Pending sale$199,900
2015-02-04Listed for sale$199,900
2008-05-16Listing removed$230,000
2008-04-23Listed for sale$230,000

For Sale by Agent

AgentNikolai Miller
BrokerageKeller Williams Realty

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