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8818 Silver Yacht Dr, Humble, TX, 77346

4beds
4baths
3,252sqft
$389,900
$120price/sqft
$2,899/moest. monthly cost
$115,960/yrincome needed

About This Home

Custom Built home with many upgraded features. This home offers features not found in todays typical volume builder home... iron staircase with block paneling feature wall, Family room with 2 story ceilings and fireplace surrounded by stacked stone, Grand entry is flanked by a large formal dining room with chair rail and double crown molding and private study with French doors, wood floors and custom wainscotting trim. Large kitchen is open to family room and features granite counters, stainless steel appliances including built in oven and separate gas cooktop, large walk in pantry. Primary suite on first floor and is huge and features an executive en suite bath with dual granite vanities, separate frameless glass shower and jetted tub and large walk in closet with built in organizers. Upstairs offers huge game room/ media room, 3 good sized bedrooms and 2 additional full baths for a total of 4 bedrooms and 3.5 baths. Covered rear patio impressive brick and stucco elevation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
Atascocita Middle SchoolGrades 6-81.2 mi
5/10
Atascocita High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: French,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Crown Molding,Formal Entry/Foyer,High Ceilings,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 3,252
  • Total interior livable area: 3,252 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room,Pantry,Walk-in Pantry

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks,Primary Bath: Jetted Tub,Primary Bath: Separate Shower,Secondary Bath(s): Double Sinks,Vanity Area

Property

Details

  • Parcel number: 1159850520068

Features

  • Stories: 2
  • Patio & porch: Covered
  • Has spa: Yes
  • Fencing: Back Yard

Lot

  • Lot size: 7,348 sqft
  • Features: Near Golf Course,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized,Tandem
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$369$4,428
Property Taxes $202$2,424
Electricity $357$4,285
Total$2,899$34,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,394/yr
40% on housing$86,970/yr
45% on housing$77,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 77346$140
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77346$137
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$389,900
2018-07-26Sold--
2017-07-27Listing removed$279,900
2017-07-27Listed for sale$279,900
2017-06-20Pending sale$279,900
2017-06-13Listed for sale$279,900
2012-09-24Sold--
2012-02-29Listed for sale$239,900
2010-10-11Listing removed$274,900
2010-04-10Listed for sale$274,900

For Sale by Agent

AgentKelly Polasek
BrokerageRE/MAX Universal

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