See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20403 Shire Ridge Ln, Humble, TX, 77338

4beds
3baths
2,200sqft
$295,000
$134price/sqft
$2,063/moest. monthly cost
$82,520/yrincome needed

About This Home

Welcome to 20403 Shire Ridge Lane, a beautifully maintained 4-bedroom, 2.5-bath home offering the perfect balance of comfort, style, and functionality. Step into an inviting open-concept living and dining area ideal for gatherings or relaxing evenings. The modern kitchen shines with ample counter space, sleek cabinetry, and an intuitive layout designed for effortless entertaining. Upstairs, the spacious primary suite provides a peaceful retreat with a large closet and private bath, while the additional bedrooms offer flexibility for family, guests, or a home office. Step outside to a large fenced backyard, perfect for summer barbecues, kids at play, or quiet nights under the stars. With a two-car garage, move-in-ready condition, and 1,622 sq. ft. of living space on a 5,500 sq. ft. lot, this home beautifully combines practicality with modern elegance. Don’t miss your chance to own this gem—a place where comfort meets opportunity and every detail feels like home.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
Jones Ec/Pre-K/Kg CenterGrades PK-K0.3 mi
5/10
Jones MiddleGrades 6-81.5 mi
3/10
Nimitz High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Gas Oven,Microwave,Gas Cooktop,Gas Range,Dishwasher
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • All Bedrooms Up,Primary Bed - 2nd Floor,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric,Gas

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Features: Walk-in Pantry

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo

Property

Details

  • Parcel number: 1281090040014

Features

  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Sprinkler System
  • Fencing: Back Yard

Lot

  • Lot size: 5,501 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Parking features: Attached,Converted Garage,Double-Wide Driveway
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$303$3,636
Property Taxes $28$336
Electricity $241$2,898
Total$2,063$24,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,731/yr
40% on housing$61,890/yr
45% on housing$55,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 77338$124
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77338$132
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$325,000
2026-04-15Price change$305,000
2026-03-25Price change$285,000
2026-02-16Price change$340,000
2025-11-18Listed for sale$350,000
2021-02-24Listing removed--
2021-02-21Listed for rent$1,700
2017-03-08Listing removed$199,000
2016-10-07Price change$199,000
2016-05-28Price change$185,000
2016-01-12Listed for sale$195,000
2015-12-01Listing removed$195,000
2015-05-20Price change$195,000
2015-05-02Price change$199,999
2015-04-15Price change$210,900
2015-02-07Listed for sale$218,000
2014-07-22Listing removed$225,000
2014-07-18Listed for sale$225,000
2010-05-02Listing removed$179,900
2009-10-29Listed for sale$179,900

For Sale by Agent

AgentGerald Gonzalez
BrokerageLSNC Realty

Similar Homes