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21927 Guadalupe Dr, Galveston, TX, 77554

4beds
3baths
2,281sqft
$785,000
$344price/sqft
$5,486/moest. monthly cost
$219,440/yrincome needed

About This Home

Welcome to this waterfront gem in Galveston's Sea Isle neighborhood! This 4-bedroom, 3-bath, 2-story retreat is perfect for those seeking a second home or a fisherman's paradise. Enjoy stunning water views from every angle and relax in the private master suite. With low-maintenance luxury and coastal charm, this corner lot property is ready for instant enjoyment. Step outside to the deck and let the water be your backdrop for entertaining or simply unwinding in paradise. Don't miss out on this coastal treasure! To help visualize this homes floor plan and to highlight its potential virtual furnishings may have been added to photos found in this listing.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Oppe Elementary SchoolGrades PK-414.6 mi
3/10
Weis Middle SchoolGrades 5-815.5 mi
5/10
AIM College & Career PrepGrades 7-1216.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Other,Unknown,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,281
  • Total interior livable area: 2,281 sqft

Property

Details

  • Parcel number: 638800001721000

Features

  • Stories: 2

Lot

  • Lot size: 7,444 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance *$195$2,340
Property Taxes $1,072$12,864
Electricity $250$3,005
Total$5,486$65,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,091/yr
40% on housing$164,580/yr
45% on housing$146,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 77554$330
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77554$347
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$785,000
2025-04-10Pending sale$750,000
2025-04-10Listed for sale$750,000
2024-12-20Listing removed$750,000
2024-12-19Price change$750,000
2024-12-02Price change$800,000
2024-11-25Price change$850,000
2024-11-19Price change$900,000
2024-09-30Price change$1,000,000
2024-09-23Price change$1,050,000
2024-08-09Price change$1,100,000
2024-08-06Price change$1,150,000
2024-04-18Price change$1,250,000
2024-04-10Price change$1,300,000
2024-02-23Listed for sale$1,350,000
2023-08-28Sold--
2023-08-01Pending sale$1,095,000
2023-05-31Listing removed--
2023-05-05Listed for sale$1,095,000
2021-01-29Listing removed$759,900
2020-12-17Pending sale$759,900
2020-12-11Price change$759,900
2020-12-02Pending sale$749,900
2020-11-25Price change$749,900
2019-12-06Listed for sale$798,500
2013-11-19Sold--

For Sale by Agent

AgentJonathan Layton
BrokerageLuxely Real Estate

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