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1128 State Avenue NE, Olympia, WA, 98506

4beds
2baths
1,620sqft
$529,000
$327price/sqft
$3,394/moest. monthly cost
$135,760/yrincome needed

About This Home

Don’t miss this gorgeous historic home in the popular Bigelow neighborhood, where classic charm meets modern convenience. The welcoming front yard features green and red grape vines and garden beds with berries, rhubarb, herbs, and more. A stately staircase welcomes you upon entry, with a spacious nook for coats and shoes. The living room has built-in shelves, a window bench, and French doors that open to the dining room. A bay window fills the space with natural light and overlooks the covered porch and patio—perfect for relaxing or entertaining—with a 20-amp plug ready for your future hot tub. Completely remodeled kitchen with smart appliances (combo oven with convection/steam/air fryer options and gas range with voice-activated hood!), butcher block counters, and USB outlets to charge all your devices. Just off the kitchen, you’ll find a walk-in pantry, full bathroom, and a large laundry/mud room. The main floor also includes a bedroom with walk-in closet. Upstairs, two cozy bedrooms, a full bath, and a spacious bonus room that can serve as a family room or 4th bedroom, with a seasonal view of the Capitol building. Additional features include alley parking, an outbuilding for extra storage, and free street parking for guests. Located just blocks from downtown Olympia, parks, restaurants, Swantown Marina, and the farmers market. Mixed-use zoning is perfect for a live/work lifestyle. Ask your agent about our buyer incentive!

Getting Around

89
WalkingVery Walkable
54
TransitGood Transit
90
BikeBiker's Paradise

Schools

8/10
7/10
Reeves Middle SchoolGrades 6-81.2 mi
10/10
Olympia High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1912

Materials

  • Foundation: Concrete Ribbon
  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Laundry Room and Office

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room,Pantry
  • Door features: French Doors
  • Flooring: Softwood,Vinyl,Vinyl Plank,Carpet

Heating & Cooling

  • Heating features: Baseboard,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 68100101000
  • Zoning: HDC-1
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Dining Room,French Doors,Pantry,Security System,Walk-In Closet(s),Water Heater
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 6,298 sqft
  • Features: Corner Lot,Curbs,Paved,Sidewalk,Fenced-Partially,Gas Available,Outbuildings,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$126$1,512
Property Taxes $445$5,340
Electricity $149$1,793
Total$3,394$40,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,365/yr
40% on housing$101,820/yr
45% on housing$90,506/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 98506$237
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98506$272
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$585,000
2025-04-04Sold$500,000
2025-03-17Pending sale$470,000
2025-03-13Listed for sale$470,000
2017-01-13Sold$229,719
2007-03-09Sold$185,000
1995-01-04Sold$14,887

For Sale by Agent

AgentJessica Kammeyer
BrokerageRedfin

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