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3840 Cameron Drive NE, Lacey, WA, 98516

4beds
3baths
3,501sqft
$789,900
$226price/sqft
$5,071/moest. monthly cost
$202,840/yrincome needed

About This Home

Former Model Home in Lacey with an unbeatable location near the I-5 corridor-minutes to JBLM, shopping, dining, and local conveniences, plus close proximity to a nearby golf course. This home features an extra-deep garage and a true chef’s dream kitchen with a granite slab countertop, abundant cabinetry, and generous counter space designed for everyday living and entertaining. The main bedroom offers a cozy fireplace, a huge walk-in closet, and a relaxing retreat feel. Enjoy indoor/outdoor living with a stunning two-sided fireplace that connects the family room to the covered patio—perfect for year-round entertaining. Fully landscaped front and back yards with a sprinkler system complete the package. New interior paint.

Getting Around

0
WalkingCar-Dependent
27
TransitSome Transit
50
BikeBikeable

Schools

5/10
Meadows Elementary SchoolGrades PK-52.9 mi
3/10
Salish Middle SchoolGrades 6-80.9 mi
4/10
River Ridge High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Cement Planked,Stone,Wood Siding,Cement Plank

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary
  • Flooring: Ceramic Tile,Engineered Hardwood,Carpet
  • Fireplace features: Gas

Great Room

  • Level: Main

Heating

  • Heating features: Forced Air,Electric,Natural Gas

Interior Area

  • Total structure area: 3,501
  • Total interior livable area: 3,501 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 38280009200
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary
  • Topography of land: Level

Lot

  • Lot size: 5,427 sqft
  • Features: Sidewalk,Patio,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$184$2,208
Property Taxes $654$7,848
Electricity $239$2,873
Total$5,071$60,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,862/yr
40% on housing$152,130/yr
45% on housing$135,226/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 98516$300
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98516$300
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Price change$805,000
2026-01-03Listed for sale$829,000
2024-07-09Listing removed--
2024-07-04Listed for rent$3,500
2022-02-23Sold$95,189
2009-07-23Sold$420,000
2008-06-12Listing removed$561,950
2008-02-22Listed for sale$561,950

For Sale by Agent

AgentCattlena Nguyen
BrokerageBetter Properties Hometown

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