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14864 89th Avenue SE, Yelm, WA, 98597

5beds
3baths
2,587sqft
$539,900
$209price/sqft
$3,355/moest. monthly cost
$134,200/yrincome needed

About This Home

Move-in ready and offering exceptional space and versatility, this impressive 5-bedroom home is tucked away on a quiet cul-de-sac. Featuring a formal living and dining room, an oversized bonus family room, and an open kitchen with a walk-in pantry, newer dishwasher and microwave, plus an eating area that opens to a **brand-new deck** perfect for entertaining. Downstairs, enjoy a patio off the bonus family room overlooking the private, fully fenced backyard. The spacious garage includes built-in shelving for added storage and organization. Recent updates include new A/C, new carpet (2022), and modern appliances. The washer and dryer stay, and the TV mount in the downstairs bedroom is included. With no HOA, an easy commute to JBLM and I-5, and a flexible floor plan with excellent investment potential, this home is perfect for multigenerational living.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
6/10
Yelm Middle SchoolGrades 6-81.2 mi
4/10
Yelm High School 12Grades 9-120.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2005

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Split

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,587
  • Total interior livable area: 2,587 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 375401300
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Split
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 5,841 sqft
  • Features: Cul-De-Sac,Paved,Deck,Fenced-Fully,Gas Available,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Volcanic Activity

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$152$1,824
Property Taxes $297$3,564
Electricity $176$2,123
Total$3,355$40,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,028/yr
40% on housing$100,650/yr
45% on housing$89,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 98597$221
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98597$274
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$539,900
2006-08-10Sold$299,950

For Sale by Agent

AgentAlysha Brown
BrokerageSimply Sound Homes

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