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133 Pepper Ln, Great Cacapon, WV, 25422

1beds
1baths
672sqft
$199,000
$296price/sqft
$1,376/moest. monthly cost
$55,040/yrincome needed

About This Home

Welcome to this charming 1-bedroom, 1-bath A-frame home situated on approximately 5 acres! Conveniently located just a few miles from shopping and restaurants in Berkeley Springs and approximately 30 minutes from Cacapon Resort State Park, this property offers the perfect balance of convenience and peaceful country living. Relax and unwind on the welcoming front porch or entertain friends and family on the spacious rear deck while enjoying the quiet surroundings. The property also features an oversized detached 2-car garage, providing plenty of storage and workspace. Inside, you’ll love the warm natural wood interior and exterior finishes that create a cozy cabin feel. The loft serves as the home’s bedroom, adding to the unique character of this A-frame retreat. Additional features include a stackable washer and dryer, water softener, and a wood-burning stove for added comfort and charm. Whether you're looking for a full-time residence, a weekend getaway, or an investment opportunity, this adorable property offers endless possibilities. Seller has never occupied the property and has limited knowledge of its condition. Buyer is responsible for conducting their own due diligence and verifying all information deemed important, including but not limited to property condition, systems, utilities, acreage, restrictions, and intended use. Property is being sold as-is and where is. - Cash or Conventional loans. Property is an Estate. Water is shut off- but Seller will have water turned on for inspections.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Widmyer Elementary SchoolGrades PK-26.2 mi
6/10
8/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Treat System,Electric Water Heater
  • Laundry features: Has Laundry,Main Level,Dryer In Unit,Washer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen - Country
  • Window features: Skylight(s)
  • Flooring: Carpet,Hardwood,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Baseboard,Wood Stove,Electric,Wood
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 04 12000100000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Storage,Other

Lot

  • Lot size: 5 Acres
  • Features: Backs to Trees,Front Yard,Hunting Available,Private,Rear Yard,Secluded,Wooded

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Oversized,Other,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Landslide
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$95$1,140
Property Taxes $94$1,128
Electricity $181$2,178
Total$1,376$16,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,177/yr
40% on housing$41,280/yr
45% on housing$36,693/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 25422$193
Morgan County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 25422$239
Morgan County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$199,000
2000-04-18Sold$31,500

For Sale by Agent

AgentBrandi Marcum
BrokeragePearson Smith Realty, LLC

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