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130 John St Unit 213, Lowell, MA, 01852

1beds
1baths
812sqft
$299,900
$369price/sqft
$2,237/moest. monthly cost
$89,480/yrincome needed

About This Home

Live in a historic mill turned modern dream loft, featuring soaring ceilings, polished concrete floors, exposed brick, and industrial accents. Five oversized windows flood the open-concept space with light and offer stunning river views. The kitchen boasts granite counters and ample cabinetry, perfect for entertaining. Enjoy recent upgrades like a new heating system and central air. HOA covers water, hot water, and gas—only pay for electricity. Building amenities include a gym, yoga studio, game room, reservable common room, rooftop lookout, bike storage, and well-maintained common restrooms. Located downtown near shops, restaurants, and the scenic Riverwalk. Don’t miss this rare chance to own a stylish industrial loft blending historic charm with modern convenience. Seller is a licensed real estate agent and/or has an ownership interest in the property. Listing photos were taken during a prior occupancy; Current furnishings and decor differ from those shown.

Getting Around

55
WalkingSomewhat Walkable
62
TransitGood Transit
48
BikeSomewhat Bikeable

Schools

5/10
Rogers STEM AcademyGrades K-80.8 mi
4/10
Lowell High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1871

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Concrete
  • Finished area above ground: 812
  • Common walls with other units/homes: Corner

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 812
  • Total interior livable area: 812 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: 4678902
  • Zoning: DMU

Features

  • Entry location: Unit Placement(Upper)
  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,River

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$89$1,068
Property Taxes $278$3,336
Electricity $354$4,259
Total$2,237$26,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,697/yr
40% on housing$67,110/yr
45% on housing$59,653/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 01852$253
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01852$330
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$299,900
2025-07-29Listing removed$299,900
2025-06-05Listed for sale$299,900
2021-01-15Sold$247,500
2020-11-17Pending sale$271,999
2020-10-16Listed for sale$271,999
2008-07-28Sold$190,000
2007-05-04Sold$238,892

For Sale by Agent

AgentDaniel Singh
BrokerageInternational Real-Estate Investment Group

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