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1323 Fm 1966, Maxwell, TX, 78656

7beds
6baths
4,860sqft
$525,000
$108price/sqft
$3,834/moest. monthly cost
$153,360/yrincome needed

About This Home

Set on a peaceful 4-acre lot just minutes from I-35, this expansive 1.5-story home in Maxwell, TX offers the perfect blend of space, comfort, and convenience. With 7 bedrooms and 6 full bathrooms, there’s room for everyone—and then some. The main level features a welcoming living room with a stone-faced fireplace, perfect for cozy gatherings. The home offers multiple dining options including a formal dining room, a breakfast nook, and an eat-in kitchen complete with an island and breakfast bar—ideal for entertaining or casual family meals. The huge primary suite is a true retreat, featuring a walk-in closet, dual vanities, a glass-framed shower, and a separate soaking tub. Secondary bedrooms are generously sized, and all bathrooms are well-appointed for comfort and functionality. Upstairs, a versatile loft/rec space offers endless possibilities—home office, game room, workout area, or guest retreat. Enjoy the outdoors year-round in the screened-in porch, perfect for relaxing without the bugs. This rare property combines spacious living with serene acreage and easy access to city conveniences. Don’t miss your chance to make it yours! Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10
Lockhart High SchoolGrades 9-128.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 6
  • Main level bedrooms: 7

Features

  • Ceiling Fan(s),High Ceilings,Laminate Counters,Interior Steps,Multiple Dining Areas,Primary Bedroom on Main
  • Window features: Bay Window(s)
  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Living Room

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 4,860 sqft

Kitchen

  • Features: Kitchn - Breakfast Area,Breakfast Bar,Kitchen Island,Laminate Counters,Eat-in Kitchen
  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Primary Bathroom

  • Features: Ceiling Fan(s),Double Vanity,Full Bath,Walk-in Shower
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 010018810600000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Exterior Steps
  • Fencing: Wire
  • Has view: Yes
  • View description: Rural
  • Waterfront features: None

Lot

  • Lot size: 4 Acres
  • Features: Back Yard,Front Yard,Level,Open Lot,Trees-Medium (20 Ft - 40 Ft),Trees-Moderate

Parking

  • Parking features: Driveway,Open,Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$265$3,180
Property Taxes $382$4,584
Electricity $533$6,403
Total$3,834$46,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,451/yr
40% on housing$115,020/yr
45% on housing$102,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 78656$173
Caldwell County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 78656$154
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Price change$525,000
2025-11-15Price change$545,000
2025-10-14Price change$560,000
2025-09-23Listed for sale$575,000
2024-11-25Listing removed$760,000
2024-11-12Price change$770,000
2024-10-23Listed for sale$780,000

For Sale by Agent

AgentBeth Abeita
BrokerageOrchard Brokerage

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