1085 Garrett Trl, Maxwell, TX, 78656
About This Home
OWNER FINANCING AVAILABLE – NO RESTRICTIONS. This Property has 2 addresses 1085 Garrett Trail and 1065 Garrett Trail. Rare multi-home property on 2 fully fenced acres in Maxwell, Texas, offering exceptional flexibility and income potential. The property includes a 2,591 sq ft main home with 3 bedrooms and 2 bathrooms, a 1,300 sq ft second home featuring 2 bedrooms and 2 bathrooms, and a 540 sq ft cabin with 1 bedroom and 1 bathroom, making it ideal for multi-generational living, long-term rentals, short-term rentals, or a private homestead. A small shop provides added storage or workspace, and with no restrictions, the possibilities are endless—bring your animals, business, RVs, or investment plans. Conveniently located while still offering privacy and space, this unique property is a rare opportunity to own multiple residences on acreage with flexible use and financing options available.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1999
Materials
- Foundation: Slab
- Roof: Composition,Metal,Shingle
- Construction materials: HardiPlank Type,Masonry
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Some Electric Appliances
- Laundry features: Inside
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Ceiling Fan(s),Separate/Formal Dining Room,Multiple Dining Areas,Open Floorplan,Tub Shower,Kitchen/Family Room Combo,Kitchen/Dining Combo
- Flooring: Laminate,Tile
- Fireplace features: None
- Attic: Access Only
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: 1 Unit
Interior Area
- Total interior livable area: 4,431 sqft
Property
Details
- Parcel number: 12856
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Exterior features: Storage
- Fencing: Wood,Wire
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 2 Acres
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $328 | $3,936 |
| Property Taxes | $784 | $9,408 |
| Electricity | $486 | $5,838 |
| Total | $4,884 | $58,608 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-16 | Listed for sale | $649,900 |
| 2023-09-09 | Listing removed | -- |
| 2023-06-06 | Price change | $749,500 |
| 2023-04-13 | Price change | $799,000 |
| 2023-03-13 | Listed for sale | $849,500 |
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