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1006 Proctor St, Lockhart, TX, 78644

3beds
1baths
1,414sqft
$105,000
$74price/sqft
$1,024/moest. monthly cost
$40,960/yrincome needed

About This Home

Great investment opportunity! Sale includes adjacent property located at 1002 Proctor St. Seller prefers to sell both properties together as a package. Ideal for redevelopment or expansion. This property offers a prime opportunity for a full renovation or potential rebuild. With convenient access to US-183 and SH-130, the location provides easy commuting while still offering space and flexibility for future plans. Whether you’re looking for your next investment project, rental property, or future homesite, this property presents endless potential. Existing structure will require significant repairs and is being sold strictly as-is, where-is with no repairs to be made by seller. Buyer to verify all property details, zoning, and development options. Great opportunity for investors seeking their next project in a growing area.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10
Lockhart High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • None
  • Window features: None
  • Flooring: See Remarks
  • Fireplace features: None

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,414 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R18231
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None
  • Exterior features: None
  • Spa features: None
  • Fencing: Partial
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.30 Acres
  • Features: Trees-Medium (20 Ft - 40 Ft)

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$73$876
Property Taxes $183$2,196
Electricity $238$2,859
Total$1,024$12,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,108/yr
40% on housing$30,720/yr
45% on housing$27,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$382
Caldwell County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Price change$105,000
2026-03-19Listed for sale$115,000
2026-02-25Pending sale$115,000
2026-02-08Listed for sale$115,000
2013-08-23Listing removed$45,000
2013-03-01Listed for sale$45,000

For Sale by Agent

AgentQuartermetra Hughes
BrokerageNEXTHOME MODERN

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