609 Cottonwood St, Lockhart, TX, 78644
About This Home
Charming Duplex for sale. Discover a fantastic owner-occupant or investor opportunity near the heart of Lockhart. Located just under a mile from Lockhart’s Main Street, this property puts you within easy reach of popular restaurants, boutique shops, and local retail favorites. This versatile home offers a small main home with 2 bedrooms and 1 bathroom in a spacious mother-in-law layout with tile flooring throughout. The kitchen is the heart of this home, boasting large cabinets, stainless steel appliances, and tiled countertops. The compact yet functional approximately 380 sqft unit with a full kitchen and bathroom. Perfect as a rental or a comfortable living space for adult children or elderly parents. Situated on over 1/4 acre, the property offers ample outdoor space to expand. Whether you're looking for a primary residence with rental potential or an income-producing property, this home offers the flexibility to suit your needs. Fully leased it recently received $2,170 a month in rent. Currently it's vacant. The larger home can be available for an owner occupant. Seize this opportunity to invest in a thriving community with a growing rental market. Don't miss out.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1965
Materials
- Foundation: Slab
- Roof: Composition, Shingle
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Free-Standing Gas Range,Refrigerator,Free-Standing Refrigerator,Washer,Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Features
- Ceiling Fan(s),Vaulted Ceiling(s),Laminate Counters,Tile Counters,No Interior Steps,Primary Bedroom on Main,Recessed Lighting
- Window features: Blinds
- Flooring: Tile,Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 1,464 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 609 cottonwood
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Front Porch
- Exterior features: None
- Fencing: None
- Has view: Yes
- View description: None
- Waterfront features: None
Lot
- Lot size: 0.26 Acres
- Features: City Lot,Level,Trees-Medium (20 Ft - 40 Ft)
Parking
- Parking features: Driveway,Off Street,Outside
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $179 | $2,148 |
| Property Taxes | $447 | $5,364 |
| Electricity | $238 | $2,859 |
| Total | $2,153 | $25,836 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-10 | Price change | $259,990 |
| 2025-10-24 | Price change | $269,990 |
| 2025-05-02 | Price change | $275,000 |
| 2025-04-18 | Price change | $294,944 |
| 2025-02-03 | Listed for sale | $295,000 |
| 2025-01-24 | Contingent | $295,000 |
| 2025-01-10 | Listed for sale | $295,000 |
| 2024-12-20 | Listing removed | $295,000 |
| 2024-10-18 | Listed for sale | $295,000 |
| 2009-12-09 | Sold | -- |
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