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1013 N Colorado St, Lockhart, TX, 78644

7beds
4baths
3,352sqft
$598,200
$178price/sqft
$4,840/moest. monthly cost
$193,600/yrincome needed

About This Home

Unlock a lucrative investment with this unique commercial/residential property! Featuring multiple dwellings and income-generating, this is an opportunity you don't want to miss. The main house is a recently renovated 4 bed/2 bath with commercial possibilities and excellent road frontage on 183, plus a charming 1 bed/1 bath guesthouse. Accommodate friends and family in style with additional housing that offers an open concept floor plan, with a modern farmhouse kitchen full bath and large living area 2nd House: 2 bedroom/1 full bath. Currently income producing home. This home offers open concept floor plan with a modern kitchen (all appliances except washer/dryer are included), large living room and private backyard. home also has all separate utilities making this an ideal rental space. All information on this listing is deemed reliable but not guaranteed. Buyer and Buyers agent to verify all information and perform due diligence.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10
Lockhart High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Metal,Shingle
  • Construction materials: Blown-In Insulation,Frame,HardiPlank Type,Spray Foam Insulation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Multiple Water Heaters,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • All Bedrooms Down,Ceiling Fan(s),Separate/Formal Dining Room,Laminate Counters,Multiple Living Areas,Multiple Dining Areas,Split Bedrooms,Tub Shower,Vanity,Natural Woodwork,Walk-In Closet(s),Breakfast Bar,Eat-in Kitchen,Granite Counters
  • Flooring: Carpet Free,Laminate,Tile,Wood
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,352 sqft

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 18455

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Private Yard
  • Fencing: Back Yard,Partial,Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 9,443 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,024$36,288
Home Insurance *$419$5,028
Property Taxes $1,029$12,348
Electricity $368$4,416
Total$4,840$58,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,942/yr
40% on housing$145,200/yr
45% on housing$129,066/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$379
Caldwell County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-11Price change$598,200
2025-11-23Price change$615,000
2025-07-27Listed for sale$620,000
2022-08-10Listing removed--
2022-07-06Pending sale$325,000
2022-06-22Price change$325,000
2022-05-16Listed for sale$365,000
2020-05-08Listing removed$199,900
2020-05-08Listed for sale$199,900
2020-05-05Pending sale$199,900
2020-03-16Price change$199,900
2020-02-01Listed for sale$199,000

For Sale by Agent

AgentJaclyn Zapien
BrokerageLand Unlimited

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